Bank of Hazelton
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Data as of · sourced from FFIEC call reports. How we update
Bank of Hazelton is an FDIC-insured commercial bank headquartered in Hazelton, ND, established in 1903 (FDIC certificate 17813), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $75.8M, up 8.8% from Q2 2025, the 50th largest of 60 banks headquartered in North Dakota. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.14% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17813
- Headquarters
- Hazelton, ND
- Established
- 1903
- Total assets, Q2 2026
- $75.8M
- Assets vs Q2 2025
- +8.8%
- Tier 1 leverage ratio, Q2 2026
- 11.14%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 091304032
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Hazelton call report
- Asset rank in state
- 50th of 60 in North Dakota
Problem loans are rising at Bank of Hazelton. Its balance sheet stood at $76 million at June 30, 2026, up 8.8% from a year earlier; it is based in Hazelton, North Dakota. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.01% of loans from 0.23% a year earlier. It spends about 49 cents to bring in each dollar of revenue, lower than about three-quarters of the 583 banks with less than $100 million in assets (median 69 cents). It also returns 17.4% a year on shareholders' equity, about double the median of 8.6% for banks its size.
Net income for the quarter rose 12% from a year earlier, to $333,000.
As of June 30, 2026, Bank of Hazelton reported a return on assets of 1.92%, a nonperforming-loan ratio of 1.01% and a Texas ratio of 4.47%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Hazelton is the 50th largest of the 60 banks headquartered in North Dakota. Between Q1 2026 and Q2 2026, its total assets fell 10.5% to $75.8M, loans rose 3.5% and deposits fell 11.2%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 47.8% of total loans, ahead of farmland and other real estate loans at 37.4%. Its one office in the FDIC Summary of Deposits is in Hazelton, ND. On its Q2 2026 call report, Bank of Hazelton meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 363 Main St, Hazelton, ND 58544
- County
- Emmons
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 22, 1903
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 8
- Domestic deposits
- $68.0M
- Allowance for credit losses
- $380K
- Net charge-offs (YTD)
- $0
- Average total assets
- $69.3M
- Average total loans
- $33.6M
- Average interest-bearing deposits
- $51.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 1, 1957
- FDIC Cert
- 17813
- Fed RSSD
- 856458
- Website
- www.bankofhazelton.net →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Bank of Hazelton reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Bank of Hazelton's total assets moved between a low of $52.8M (Q3 2023) and a high of $84.6M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$75.8M total assets against $69.6M; $68.3M total liabilities against $62.5M.
$34.4M net loans and leases against $32.1M; $68.0M total deposits against $62.2M.
$17.3M securities against $19.2M; $22.8M cash and balances due against $17.2M.
$920K total interest income against $848K; $261K total interest expense against $234K.
$659K net interest income against $614K.
-$2K total noninterest income against $2K; $324K total noninterest expense against $320K.
$0 provision for credit losses against $0.
$333K net income against $296K.
1.92% return on assets against 1.94%; 3.91% net interest margin against 4.17%.
11.14% tier 1 leverage ratio against 11.85%.
Inside the full Bank of Hazelton terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.44% (Q4 2025) to 2.25% (Q4 2024) and its net interest margin ran from 3.62% (Q1 2026) to 4.17% (Q3 2024).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.14% | 1.92% | 1.01% | 4.47% | 3.91% |
| Q1 2026 | 9.82% | 1.87% | 0.00% | 0.00% | 3.62% |
| Q4 2025 | 10.11% | 1.44% | 0.43% | 1.81% | 3.72% |
| Q3 2025 | 11.96% | 1.91% | 0.37% | 1.59% | 4.02% |
| Q2 2025 | 11.85% | 1.94% | 0.23% | 1.00% | 4.17% |
| Q1 2025 | 11.33% | 1.86% | 0.00% | 0.00% | 4.06% |
| Q4 2024 | 10.15% | 2.25% | 0.00% | 0.00% | 4.09% |
| Q3 2024 | 12.10% | 1.98% | 0.00% | 0.00% | 4.17% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Hazelton (main office) | Hazelton , ND | 58544 | $68.0M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 20, 1997 | Structure Change | Acquired Hazelton Bancshares, Inc. Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in ND, rank 58 of 70 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $30K approved, $30K average. 100.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2007 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Hazelton
What are Bank of Hazelton's total assets?
As of the Q2 2026 filing, Bank of Hazelton reported total assets of $75.8 million in its FFIEC call report.
Where is Bank of Hazelton headquartered?
It is headquartered in Hazelton, ND, United States.
When was Bank of Hazelton founded?
It was established in 1903, per the FDIC institution directory.
Is Bank of Hazelton FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17813). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Hazelton?
Bank of Hazelton's primary federal regulator is the FDIC.
How many branches does Bank of Hazelton operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Hazelton's Texas Ratio?
Its Texas Ratio is 4.47% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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