Bank of Hazelton: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Fed funds sold and reverse repos to assets: 13.73 percentage points lower than in Q1 2026, at 1.15%. Bank of Hazelton ranks 49th of 60 North Dakota banks on loan-to-deposit ratio, in the lower half at 51.21% (Q2 2026). The median for banks in the < $100M asset tier is 67.62% on loan-to-deposit ratio. Bank of Hazelton sits 16.41 points lower, at 51.21% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.8M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $40.1M |
| Fed funds sold and reverse repos | $870K |
| Fed funds sold and reverse repos to assets | 1.15% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.21% |
| Net loans and leases to deposits | 50.65% |
| Loans and leases to core deposits | 54.58% |
| Core deposits to total deposits | 93.83% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 51.76% | 95.69% | $0 | $0 |
| Q4 2023 | 49.56% | 96.31% | $0 | $0 |
| Q1 2024 | 45.49% | 95.84% | $0 | $0 |
| Q2 2024 | 58.03% | 95.30% | $0 | $0 |
| Q3 2024 | 53.02% | 96.23% | $0 | $0 |
| Q4 2024 | 56.42% | 96.40% | $0 | $0 |
| Q1 2025 | 49.93% | 95.77% | $0 | $0 |
| Q2 2025 | 52.10% | 93.85% | $0 | $0 |
| Q3 2025 | 60.93% | 92.79% | $150K | $0 |
| Q4 2025 | 49.80% | 94.25% | $0 | $0 |
| Q1 2026 | 43.94% | 94.94% | $0 | $0 |
| Q2 2026 | 51.21% | 93.83% | $0 | $0 |
Bank of Hazelton liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hazelton, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hazelton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17813) · FFIEC NIC profile (RSSD 856458)