Bank of Hazelton: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Hazelton of Hazelton, ND against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.92% | 3.14% | -1.22% | 82nd top |
| ROAE | 17.43% | 10.40% | +7.03% | 87th top |
| Net Interest Margin Behind the peer average, ahead of the median peer. | 3.91% | 3.93% | -0.02% | 53rd above |
| Efficiency Ratio | 49.30% | 76.36% | -27.06% | 88th top |
| PPNR / Avg Assets | 1.92% | 1.40% | +0.52% | 76th top |
| Yield on Earning Assets | 5.46% | 5.35% | +0.11% | 60th above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.68% | 1.70% | -0.02% | 44th below |
| Net Interest Spread | 3.77% | 3.31% | +0.46% | 69th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.09% | 1.49% | -0.40% | 38th below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.47% | 8.26% | -3.79% | 37th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.14% | 17.62% | -6.48% | 29th below |
| Equity / Assets | 9.89% | 16.44% | -6.55% | 25th below |
| TCE / Tangible Assets | 9.89% | 16.19% | -6.30% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 51.21% | 72.87% | -21.66% | 70th above |
| Core Deposit Ratio | 93.83% | 88.20% | +5.63% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 8.84% | 4.29% | +4.55% | 79th top |
| Loan Growth (Y/Y) | 7.38% | 6.72% | +0.66% | 71st above |
| Deposit Growth (Y/Y) | 9.25% | 3.76% | +5.49% | 81st top |
See Bank of Hazelton's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Hazelton, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Hazelton profile, how to read a UBPR, or how this data updates.