Bank of Hazelton: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Loan-to-deposit ratio: 7.27 percentage points higher than in Q1 2026, at 51.21%. Within North Dakota, Bank of Hazelton is 9th of 60 on return on assets, 1.92% as of Q2 2026, above the middle of the field. Against a median of 0.98% for banks in the < $100M asset tier, Bank of Hazelton reported 1.92% on return on assets in Q2 2026, 0.94 points higher.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.14% |
| Equity capital to assets | 9.89% |
| Tangible equity to tangible assets | 9.89% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 4.47% |
| Allowance for credit losses to loans | 1.09% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.92% |
| Return on equity | 17.43% |
| Net interest margin | 3.91% |
| Efficiency ratio | 49.30% |
| Yield on earning assets | 5.46% |
| Cost of funds | 1.68% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 51.21% |
| Core deposits to total deposits | 93.83% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 89.69% |
| Securities to assets | 22.84% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 11.62% | 1.83% | 4.00% | 0.00% | 0.00% |
| Q4 2023 | 10.86% | 1.69% | 4.01% | 0.00% | 0.00% |
| Q1 2024 | 10.99% | 1.80% | 3.86% | 0.00% | 0.00% |
| Q2 2024 | 11.81% | 1.61% | 4.03% | 0.00% | 0.00% |
| Q3 2024 | 12.10% | 1.98% | 4.17% | 0.00% | 0.00% |
| Q4 2024 | 10.15% | 2.25% | 4.09% | 0.00% | 0.00% |
| Q1 2025 | 11.33% | 1.86% | 4.06% | 0.00% | 0.00% |
| Q2 2025 | 11.85% | 1.94% | 4.17% | 0.00% | 0.00% |
| Q3 2025 | 11.96% | 1.91% | 4.02% | 0.37% | 0.00% |
| Q4 2025 | 10.11% | 1.44% | 3.72% | 0.20% | 0.00% |
| Q1 2026 | 9.82% | 1.87% | 3.62% | 0.00% | 0.00% |
| Q2 2026 | 11.14% | 1.92% | 3.91% | 0.00% | 0.00% |
Bank of Hazelton vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hazelton, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hazelton profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17813) · FFIEC NIC profile (RSSD 856458)