Park Bank, N.A.
BankRegReports is independent of Park Bank, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Park Bank, N.A. is an FDIC-insured commercial bank headquartered in Holmen, WI, established in 1909 (FDIC certificate 13054), and it is supervised by the OCC. At Q2 2026 it reported total assets of $76.5M, little changed from Q2 2025, the 149th largest of 153 banks headquartered in Wisconsin. Its CET1 capital ratio was 29.61% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 13054
- Headquarters
- Holmen, WI
- Established
- 1909
- Total assets, Q2 2026
- $76.5M
- Assets vs Q2 2025
- 0.0%
- CET1 ratio, Q2 2026
- 29.61%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 091805609
- Latest call report
- Q2 2026, FFIEC 051 · Park Bank, N.A. call report
- Holding company
- GOLDEN OAK BANCSHARES, INC.
- Asset rank in state
- 149th of 153 in Wisconsin
Problem loans are rising at Park Bank, N.A.. The Holmen, Wisconsin bank had $76 million in assets at June 30, 2026. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 2.09% of loans from 1.68% a year earlier. It spends about 97 cents to bring in each dollar of revenue, higher than about three-quarters of the 583 banks with less than $100 million in assets (median 69 cents). It also returns 0.9% a year on shareholders' equity, a small fraction of the median of 8.6% for banks its size.
Earnings fell sharply: quarterly net income of $24,000 was 31% below a year earlier.
As of June 30, 2026, Park Bank, N.A. reported a CET1 capital ratio of 29.61%, a return on assets of 0.13%, a nonperforming-loan ratio of 2.23% and a Texas ratio of 4.52%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Park Bank, N.A. is the 149th largest of the 153 banks headquartered in Wisconsin. Between Q1 2026 and Q2 2026, its total assets rose 1.4% to $76.5M, loans fell 1.3% and deposits rose 1.3%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 56.3% of total loans, followed by construction and land development loans at 17.7%. Its 3 offices in the FDIC Summary of Deposits are in Holmen, WI, La Crosse, WI and Sparta, WI; its Holmen office books 59% of its branch deposits. Judged on its Q2 2026 call report, Park Bank, N.A. meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1200 S Main St, Holmen, WI 54636
- County
- La Crosse
- Metro Area
- La Crosse-Onalaska, WI-MN
- Charter
- Commercial bank, national (federal) charter, Fed member, OCC-supervised
- Primary Regulator
- OCC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 9, Minneapolis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1909
- Former names
- Park Bank (1995-2023)
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 13
- Domestic deposits
- $63.7M
- Allowance for credit losses
- $1.7M
- Net charge-offs (YTD)
- -$57K
- Average total assets
- $75.3M
- Average total loans
- $27.5M
- Average interest-bearing deposits
- $44.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 13054
- Fed RSSD
- 518354
- Website
- www.parkbank.bank →
- Parent Holding Company
- GOLDEN OAK BANCSHARES, INC. (RSSD 4281197)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Park Bank, N.A.'s total assets moved between a low of $63.4M (Q3 2023) and a high of $79.7M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in 8 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$76.5M total assets against $76.5M; $65.7M total liabilities against $65.8M.
$25.4M net loans and leases against $25.2M; $63.7M total deposits against $64.0M.
$37.9M securities against $33.7M; $6.6M cash and balances due against $11.3M.
$885K total interest income against $874K; $258K total interest expense against $274K.
$627K net interest income against $600K.
$227K total noninterest income against $236K; $852K total noninterest expense against $835K.
$0 provision for credit losses against $0.
$24K net income against $35K.
0.13% return on assets against 0.19%; 3.62% net interest margin against 3.26%.
29.61% CET1 capital ratio against 29.05%; 14.26% tier 1 leverage ratio against 14.14%.
Inside the full Park Bank, N.A. terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.18% (Q1 2025) to 0.74% (Q3 2024) and its net interest margin ran from 2.84% (Q1 2025) to 3.76% (Q4 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 29.61% | 0.13% | 2.23% | 4.52% | 3.62% |
| Q1 2026 | 28.36% | 0.09% | 4.32% | 4.55% | 3.53% |
| Q4 2025 | 28.86% | 0.73% | 4.47% | 4.56% | 3.76% |
| Q3 2025 | 27.99% | -0.12% | 5.24% | 3.69% | 3.28% |
| Q2 2025 | 29.05% | 0.19% | 5.20% | 3.70% | 3.26% |
| Q1 2025 | 29.84% | -0.18% | 5.17% | 3.63% | 2.84% |
| Q4 2024 | 29.51% | 0.19% | 4.96% | 2.96% | 3.69% |
| Q3 2024 | 30.06% | 0.74% | 4.56% | 2.63% | 3.61% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Park Bank, N.A. (main office) | Holmen , WI | 54636 | $37.4M |
| La Crosse Branch | La Crosse , WI | 54601 | $21.8M |
| Sparta Branch | Sparta , WI | 54656 | $4.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in WI, rank 170 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 75 applications, 64 loans originated, $7.3M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 4 loans, $795K approved, $199K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Park Bank, N.A.’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Park Bank, N.A.
What are Park Bank, N.A.'s total assets?
As of the Q2 2026 filing, Park Bank, N.A. reported total assets of $76.5 million in its FFIEC call report.
Where is Park Bank, N.A. headquartered?
It is headquartered in Holmen, WI, United States.
When was Park Bank, N.A. founded?
It was established in 1909, per the FDIC institution directory.
Is Park Bank, N.A. FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13054). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Park Bank, N.A.?
Park Bank, N.A.'s primary federal regulator is the OCC.
What is Park Bank, N.A.'s CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 29.61% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Park Bank, N.A. operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Park Bank, N.A.'s Texas Ratio?
Its Texas Ratio is 4.52% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Park Bank, N.A. previously called?
The charter now named Park Bank, N.A. has also operated as Park Bank (1995-2023), per FDIC structure-change records.
Go deeper on Park Bank, N.A.
Get an email when Park Bank, N.A. files its next call report, and benchmark it against any peer you choose.
Unlock Park Bank, N.A., freeFree account