Park Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Total risk-based capital ratio rose 1.25 percentage points from Q1 2026 to Q2 2026, ending at 30.90% against 29.65%. It was the largest change among the key lines on this page. On CET1 ratio, Park Bank, N.A. ranks 2nd highest among the 85 banks headquartered in Wisconsin, at 29.61% (Q2 2026). Park Bank, N.A.'s CET1 ratio of 29.61% is well above the 19.57% median for banks in the < $100M asset tier, a gap of 10.04 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 29.61% |
| Tier 1 risk-based capital ratio | 29.61% |
| Total risk-based capital ratio | 30.90% |
| Tier 1 leverage ratio | 14.26% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $10.7M |
| Tier 1 capital | $10.7M |
| Total risk-based capital | $11.2M |
| Total equity capital | $10.8M |
| Risk-weighted assets | $36.3M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 14.14% |
| Tangible equity to tangible assets | 14.14% |
| Equity capital to average assets | 14.35% |
| Internal capital growth rate | 0.89% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $339K |
| Common stock surplus | $1.0M |
| Retained earnings | $9.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 30.93% | 30.93% | 32.20% | 16.73% | $33.7M |
| Q4 2023 | 29.58% | 29.58% | 30.84% | 15.39% | $35.1M |
| Q1 2024 | 29.40% | 29.40% | 30.69% | 15.59% | $35.7M |
| Q2 2024 | 30.66% | 30.66% | 31.94% | 15.86% | $34.2M |
| Q3 2024 | 30.06% | 30.06% | 31.35% | 15.92% | $35.3M |
| Q4 2024 | 29.51% | 29.51% | 30.78% | 15.63% | $36.0M |
| Q1 2025 | 29.84% | 29.84% | 31.13% | 14.44% | $35.6M |
| Q2 2025 | 29.05% | 29.05% | 30.33% | 14.14% | $36.6M |
| Q3 2025 | 27.99% | 27.99% | 29.28% | 13.38% | $37.4M |
| Q4 2025 | 28.86% | 28.86% | 30.15% | 13.54% | $37.1M |
| Q1 2026 | 28.36% | 28.36% | 29.65% | 14.09% | $37.8M |
| Q2 2026 | 29.61% | 29.61% | 30.90% | 14.26% | $36.3M |
Park Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Park Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Park Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13054) · FFIEC NIC profile (RSSD 518354)