Park Bank, N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Park Bank, N.A. of Holmen, WI against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.13% | 3.14% | -3.01% | 16th bottom |
| ROAE | 0.89% | 10.44% | -9.55% | 16th bottom |
| Net Interest Margin | 3.62% | 3.93% | -0.31% | 36th below |
| Efficiency Ratio | 96.87% | 76.26% | +20.61% | 15th bottom |
| PPNR / Avg Assets | 0.01% | 1.40% | -1.39% | 12th bottom |
| Yield on Earning Assets | 5.05% | 5.35% | -0.30% | 43rd below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.65% | 1.70% | -0.05% | 45th below |
| Net Interest Spread | 2.81% | 3.31% | -0.50% | 27th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.22% | 1.34% | +0.88% | 16th bottom |
| NPA / Total Assets | 0.79% | 0.71% | +0.08% | 23rd bottom |
| NCO / Avg Loans | -0.57% | 0.11% | -0.68% | 98th top |
| ACL / Total Loans | 6.26% | 1.48% | +4.78% | 99th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 281.43% | 865.98% | -584.55% | 68th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.83% | 8.26% | -3.43% | 35th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 29.61% | 62.01% | -32.40% | 66th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 29.61% | 62.01% | -32.40% | 66th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 30.90% | 62.98% | -32.08% | 67th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 14.26% | 17.61% | -3.35% | 60th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 14.14% | 16.43% | -2.29% | 62nd above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 14.14% | 16.18% | -2.04% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 42.56% | 72.89% | -30.33% | 81st top |
| Core Deposit Ratio | 93.12% | 88.20% | +4.92% | 61st above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -0.02% | 4.31% | -4.33% | 32nd below |
| Loan Growth (Y/Y) | 1.72% | 6.73% | -5.01% | 48th below |
| Deposit Growth (Y/Y) | -0.53% | 3.78% | -4.31% | 32nd below |
See Park Bank, N.A.'s peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Park Bank, N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Park Bank, N.A. profile, how to read a UBPR, or how this data updates.