Park Bank, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 141.63 percentage points higher than in Q1 2026, at 281.43%. On return on assets, Park Bank, N.A. is 5th from the bottom among 153 Wisconsin banks, 0.13% (Q2 2026). Park Bank, N.A.'s return on assets of 0.13% is well below the 0.98% median for banks in the < $100M asset tier, a gap of 0.86 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 29.61% |
| Tier 1 risk-based capital ratio | 29.61% |
| Total risk-based capital ratio | 30.90% |
| Tier 1 leverage ratio | 14.26% |
| Equity capital to assets | 14.14% |
| Tangible equity to tangible assets | 14.14% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 2.22% |
| Non-performing assets ratio | 0.79% |
| Net charge-off ratio | -0.57% |
| Texas ratio | 4.83% |
| Allowance for credit losses to loans | 6.26% |
| Reserve coverage of non-performing loans | 281.43% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.13% |
| Return on equity | 0.89% |
| Net interest margin | 3.62% |
| Efficiency ratio | 96.87% |
| Yield on earning assets | 5.05% |
| Cost of funds | 1.65% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 42.56% |
| Core deposits to total deposits | 93.12% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 83.29% |
| Securities to assets | 49.54% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 30.93% | 30.93% | 32.20% | 16.73% | 0.85% |
| Q4 2023 | 29.58% | 29.58% | 30.84% | 15.39% | -0.29% |
| Q1 2024 | 29.40% | 29.40% | 30.69% | 15.59% | 0.62% |
| Q2 2024 | 30.66% | 30.66% | 31.94% | 15.86% | 0.00% |
| Q3 2024 | 30.06% | 30.06% | 31.35% | 15.92% | 0.74% |
| Q4 2024 | 29.51% | 29.51% | 30.78% | 15.63% | 0.19% |
| Q1 2025 | 29.84% | 29.84% | 31.13% | 14.44% | -0.18% |
| Q2 2025 | 29.05% | 29.05% | 30.33% | 14.14% | 0.19% |
| Q3 2025 | 27.99% | 27.99% | 29.28% | 13.38% | -0.12% |
| Q4 2025 | 28.86% | 28.86% | 30.15% | 13.54% | 0.73% |
| Q1 2026 | 28.36% | 28.36% | 29.65% | 14.09% | 0.09% |
| Q2 2026 | 29.61% | 29.61% | 30.90% | 14.26% | 0.13% |
Park Bank, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Park Bank, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Park Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13054) · FFIEC NIC profile (RSSD 518354)