Siouxland Bank
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Data as of · sourced from FFIEC call reports. How we update
Siouxland Bank is an FDIC-insured commercial bank headquartered in South Sioux City, NE, established in 1980 (FDIC certificate 23270), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $88.3M, up 4.9% from Q2 2025, the 109th largest of 138 banks headquartered in Nebraska. Its CET1 capital ratio was 41.30% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 23270
- Headquarters
- South Sioux City, NE
- Established
- 1980
- Total assets, Q2 2026
- $88.3M
- Assets vs Q2 2025
- +4.9%
- CET1 ratio, Q2 2026
- 41.30%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 104901241
- Latest call report
- Q2 2026, FFIEC 051 · Siouxland Bank call report
- Holding company
- SIOUXLAND NATIONAL CORPORATION
- Asset rank in state
- 109th of 138 in Nebraska
Siouxland Bank runs leaner than most banks of its size. Based in South Sioux City, Nebraska, it had $88 million in assets at June 30, 2026, up 4.9% from a year earlier. It spends about 40 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 69 cents). It also carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 banks its size (median 1.4%).
Loans and deposits moved in opposite directions: over the year loans fell 12.0% and deposits rose 3.9%. Unrealized losses on its securities total $263,000, equal to 2% of Tier 1 capital.
As of June 30, 2026, Siouxland Bank reported a CET1 capital ratio of 41.30%, a return on assets of 1.57%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Siouxland Bank is the 109th largest of the 138 banks headquartered in Nebraska. Between Q1 2026 and Q2 2026, its total assets fell 2.0% to $88.3M, loans rose 0.3% and deposits fell 2.8%. 1-4 family residential loans made up 32.1% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 14.4%. Its one office in the FDIC Summary of Deposits is in South Sioux City, NE. Judged on its Q2 2026 call report, Siouxland Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1001 W 29th St, South Sioux City, NE 68776
- County
- Dakota
- Metro Area
- Sioux City, Ia-Ne-SD
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 1, 1980
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 7
- Domestic deposits
- $76.4M
- Allowance for credit losses
- $355K
- Net charge-offs (YTD)
- $0
- Average total assets
- $89.6M
- Average total loans
- $29.7M
- Average interest-bearing deposits
- $57.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 1, 1980
- FDIC Cert
- 23270
- Fed RSSD
- 472951
- Website
- WWW.SIOUXLANDBANK.COM →
- Parent Holding Company
- SIOUXLAND NATIONAL CORPORATION (RSSD 2313058)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Siouxland Bank's total assets moved between a low of $78.6M (Q4 2023) and a high of $90.5M (Q1 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$88.3M total assets against $84.1M; $77.2M total liabilities against $74.4M.
$29.1M net loans and leases against $33.1M; $76.4M total deposits against $73.5M.
$46.9M securities against $35.2M; $8.2M cash and balances due against $11.8M.
$1.1M total interest income against $1.1M; $320K total interest expense against $347K.
$732K net interest income against $730K.
$36K total noninterest income against $29K; $316K total noninterest expense against $304K.
No provision recorded in the last 12 quarters.
$352K net income against $351K.
1.57% return on assets against 1.59%; 3.60% net interest margin against 3.63%.
41.30% CET1 capital ratio against 30.94%; 12.36% tier 1 leverage ratio against 11.04%.
Inside the full Siouxland Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.26% (Q4 2024) to 1.94% (Q4 2025) and its net interest margin ran from 3.34% (Q4 2024) to 3.76% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 41.30% | 1.57% | 0.00% | 0.00% | 3.60% |
| Q1 2026 | 39.76% | 1.46% | 0.00% | 0.00% | 3.55% |
| Q4 2025 | 36.05% | 1.94% | 0.01% | 0.03% | 3.72% |
| Q3 2025 | 32.83% | 1.62% | 0.01% | 0.04% | 3.76% |
| Q2 2025 | 30.94% | 1.59% | 0.00% | 0.01% | 3.63% |
| Q1 2025 | 28.65% | 1.42% | 0.00% | 0.00% | 3.51% |
| Q4 2024 | 29.52% | 1.26% | 0.00% | 0.00% | 3.34% |
| Q3 2024 | 28.07% | 1.63% | 0.28% | 0.96% | 3.44% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Siouxland Bank (main office) | South Sioux City , NE | 68776 | $76.4M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC). These actions name the parent holding company, SIOUXLAND NATIONAL CORPORATION, not the bank itself
- May 15, 1991, OCC: Formal Agreement: Siouxland National Bank
- Period: Most recent institution action May 15, 1991. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NE, rank 118 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $325K approved, $325K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2008 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Siouxland Bank
What are Siouxland Bank's total assets?
As of the Q2 2026 filing, Siouxland Bank reported total assets of $88.3 million in its FFIEC call report.
Where is Siouxland Bank headquartered?
It is headquartered in South Sioux City, NE, United States.
When was Siouxland Bank founded?
It was established in 1980, per the FDIC institution directory.
Is Siouxland Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #23270). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Siouxland Bank?
Siouxland Bank's primary federal regulator is the Federal Reserve.
What is Siouxland Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 41.30% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Siouxland Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Siouxland Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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