Siouxland Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Loan-to-deposit ratio climbed 1.19 percentage points in Q2 2026, from 37.30% to 38.49%. It was the largest change from Q1 2026 among the key lines here. Siouxland Bank ranks 50th of 138 Nebraska banks on return on assets, in the upper half at 1.57% (Q2 2026). Siouxland Bank's return on assets of 1.57% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 0.59 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 41.30% |
| Tier 1 risk-based capital ratio | 41.30% |
| Total risk-based capital ratio | 42.55% |
| Tier 1 leverage ratio | 12.36% |
| Equity capital to assets | 12.55% |
| Tangible equity to tangible assets | 12.55% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.00% |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | 0.00% |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | 1.21% |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.57% |
| Return on equity | 12.92% |
| Net interest margin | 3.60% |
| Efficiency ratio | 40.08% |
| Yield on earning assets | 5.13% |
| Cost of funds | 1.65% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 38.49% |
| Core deposits to total deposits | 91.09% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 86.56% |
| Securities to assets | 53.16% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 26.09% | 26.09% | 27.33% | 9.21% | 1.30% |
| Q4 2023 | 27.43% | 27.43% | 28.68% | 9.76% | 1.63% |
| Q1 2024 | 23.54% | 23.54% | 24.61% | 9.66% | 1.34% |
| Q2 2024 | 28.33% | 28.33% | 29.54% | 10.16% | 1.50% |
| Q3 2024 | 28.07% | 28.07% | 29.22% | 10.67% | 1.63% |
| Q4 2024 | 29.52% | 29.52% | 30.69% | 10.48% | 1.26% |
| Q1 2025 | 28.65% | 28.65% | 29.75% | 10.74% | 1.42% |
| Q2 2025 | 30.94% | 30.94% | 32.09% | 11.04% | 1.59% |
| Q3 2025 | 32.83% | 32.83% | 34.03% | 11.63% | 1.62% |
| Q4 2025 | 36.05% | 36.05% | 37.30% | 11.95% | 1.94% |
| Q1 2026 | 39.76% | 39.76% | 41.00% | 11.75% | 1.46% |
| Q2 2026 | 41.30% | 41.30% | 42.55% | 12.36% | 1.57% |
Siouxland Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Siouxland Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Siouxland Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23270) · FFIEC NIC profile (RSSD 472951)