Siouxland Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Siouxland Bank of South Sioux City, NE against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.57% | 3.14% | -1.57% | 71st above |
| ROAE | 12.92% | 10.41% | +2.51% | 73rd above |
| Net Interest Margin | 3.60% | 3.93% | -0.33% | 35th below |
| Efficiency Ratio | 40.08% | 76.39% | -36.31% | 95th top |
| PPNR / Avg Assets | 2.02% | 1.40% | +0.62% | 80th top |
| Yield on Earning Assets | 5.13% | 5.35% | -0.22% | 46th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.65% | 1.70% | -0.05% | 45th below |
| Net Interest Spread | 2.89% | 3.31% | -0.42% | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.34% | -1.34% | 83rd top |
| NPA / Total Assets | 0.00% | 0.71% | -0.71% | 81st top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 1.21% | 1.49% | -0.28% | 47th below |
| Texas Ratio | 0.00% | 8.27% | -8.27% | 84th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 41.30% | 61.97% | -20.67% | 75th top |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 41.30% | 61.97% | -20.67% | 75th top |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 42.55% | 62.94% | -20.39% | 75th top |
| Leverage Ratio | 12.36% | 17.62% | -5.26% | 42nd below |
| Equity / Assets Behind the peer average, ahead of the median peer. | 12.55% | 16.43% | -3.88% | 50th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 12.55% | 16.18% | -3.63% | 52nd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 38.49% | 72.91% | -34.42% | 85th top |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 91.09% | 88.21% | +2.88% | 48th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.91% | 4.30% | +0.61% | 63rd above |
| Loan Growth (Y/Y) | -12.05% | 6.77% | -18.82% | 7th bottom |
| Deposit Growth (Y/Y) | 3.89% | 3.77% | +0.12% | 60th above |
See Siouxland Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Siouxland Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Siouxland Bank profile, how to read a UBPR, or how this data updates.