Siouxland Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 ratio climbed 1.54 percentage points in Q2 2026, from 39.76% to 41.30%. It was the largest change from Q1 2026 among the key lines here. As of Q2 2026, Siouxland Bank ranks first in Nebraska on CET1 ratio among 57 banks, at 41.30%. Against a median of 19.50% for banks in the < $100M asset tier, Siouxland Bank reported 41.30% on CET1 ratio in Q2 2026, 21.80 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 41.30% |
| Tier 1 risk-based capital ratio | 41.30% |
| Total risk-based capital ratio | 42.55% |
| Tier 1 leverage ratio | 12.36% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $11.1M |
| Tier 1 capital | $11.1M |
| Total risk-based capital | $11.4M |
| Total equity capital | $11.1M |
| Risk-weighted assets | $26.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 12.55% |
| Tangible equity to tangible assets | 12.55% |
| Equity capital to average assets | 12.36% |
| Internal capital growth rate | 13.13% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $625K |
| Common stock surplus | $625K |
| Retained earnings | $9.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 26.09% | 26.09% | 27.33% | 9.21% | $29.0M |
| Q4 2023 | 27.43% | 27.43% | 28.68% | 9.76% | $28.8M |
| Q1 2024 | 23.54% | 23.54% | 24.61% | 9.66% | $34.8M |
| Q2 2024 | 28.33% | 28.33% | 29.54% | 10.16% | $30.0M |
| Q3 2024 | 28.07% | 28.07% | 29.22% | 10.67% | $31.5M |
| Q4 2024 | 29.52% | 29.52% | 30.69% | 10.48% | $30.9M |
| Q1 2025 | 28.65% | 28.65% | 29.75% | 10.74% | $32.7M |
| Q2 2025 | 30.94% | 30.94% | 32.09% | 11.04% | $31.4M |
| Q3 2025 | 32.83% | 32.83% | 34.03% | 11.63% | $30.4M |
| Q4 2025 | 36.05% | 36.05% | 37.30% | 11.95% | $28.8M |
| Q1 2026 | 39.76% | 39.76% | 41.00% | 11.75% | $27.0M |
| Q2 2026 | 41.30% | 41.30% | 42.55% | 12.36% | $26.8M |
Siouxland Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Siouxland Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Siouxland Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23270) · FFIEC NIC profile (RSSD 472951)