Siouxland Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 129.7% in Q2 2026, from $1.1M to $2.5M. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Siouxland Bank is 5th from the bottom among 138 Nebraska banks, 38.49% (Q2 2026). Siouxland Bank reported 38.49% on loan-to-deposit ratio for Q2 2026, 29.13 points below the 67.62% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $55.1M |
| Fed funds sold and reverse repos | $2.5M |
| Fed funds sold and reverse repos to assets | 2.88% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 38.49% |
| Net loans and leases to deposits | 38.03% |
| Loans and leases to core deposits | 42.26% |
| Core deposits to total deposits | 91.09% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 40.40% | 89.74% | $0 | $0 |
| Q4 2023 | 44.93% | 88.97% | $0 | $0 |
| Q1 2024 | 39.39% | 90.04% | $0 | $0 |
| Q2 2024 | 41.44% | 90.96% | $0 | $0 |
| Q3 2024 | 39.84% | 91.32% | $0 | $0 |
| Q4 2024 | 44.78% | 91.78% | $0 | $0 |
| Q1 2025 | 42.61% | 91.79% | $0 | $0 |
| Q2 2025 | 45.47% | 89.80% | $0 | $0 |
| Q3 2025 | 40.04% | 90.08% | $0 | $0 |
| Q4 2025 | 40.56% | 90.77% | $0 | $0 |
| Q1 2026 | 37.30% | 91.35% | $0 | $0 |
| Q2 2026 | 38.49% | 91.09% | $0 | $0 |
Siouxland Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Siouxland Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Siouxland Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23270) · FFIEC NIC profile (RSSD 472951)