Scribner Bank
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Data as of · sourced from FFIEC call reports. How we update
Scribner Bank is an FDIC-insured commercial bank headquartered in Scribner, NE, established in 1917 (FDIC certificate 14026), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $86.9M, up 1.1% from Q2 2025, the 111th largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 16.56% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 14026
- Headquarters
- Scribner, NE
- Established
- 1917
- Total assets, Q2 2026
- $86.9M
- Assets vs Q2 2025
- +1.1%
- Tier 1 leverage ratio, Q2 2026
- 16.56%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 104911422
- Holding company
- SCRIBNER BANSHARES, INC.
- Asset rank in state
- 111th of 138 in Nebraska
Scribner Bank is one of the more profitable banks of its size. Its balance sheet stood at $87 million at June 30, 2026, up 1.1% from a year earlier; it is based in Scribner, Nebraska. It earns about $2.79 a year on every $100 of assets, 2.6 times the median of $1.06 for the 583 banks with less than $100 million in assets. It also keeps 4.87 cents of net interest income on every dollar of earning assets, higher than about three-quarters of banks its size (median 3.87 cents). Much of that comes from cost control: it spends about 56 cents to bring in each dollar of revenue.
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.04% of loans from 1.95%. Its $7.2 million commercial and industrial book is improving, with 0.18% past due or on nonaccrual, down from 9.67% a year earlier. One more trend to watch: loans and deposits moved in opposite directions: over the year loans rose 5.0% and deposits fell 0.8%.
As of June 30, 2026, Scribner Bank reported a return on assets of 2.79%, a nonperforming-loan ratio of 0.04% and a Texas ratio of 0.16%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Scribner Bank is the 111th largest of the 138 banks headquartered in Nebraska. Between Q1 2026 and Q2 2026, its total assets rose 1.1% to $86.9M, loans rose 4.2% and deposits rose 0.5%. Its loan book on June 30, 2026 was led by agricultural production loans, at 53.0% of total loans, followed by farmland and other real estate loans at 20.3%. The FDIC Summary of Deposits lists a single office for it, in Scribner, NE. Judged on its Q2 2026 call report, Scribner Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 400 Main St, Scribner, NE 68057
- County
- Dodge
- Metro Area
- Fremont, NE
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 17, 1917
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 13
- Domestic deposits
- $72.1M
- Allowance for credit losses
- $1.1M
- Net charge-offs (YTD)
- -$35K
- Average total assets
- $87.0M
- Average total loans
- $56.5M
- Average interest-bearing deposits
- $49.3M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 9, 1934
- FDIC Cert
- 14026
- Fed RSSD
- 711753
- Website
- www.scribnerbank.com →
- Parent Holding Company
- SCRIBNER BANSHARES, INC. (RSSD 1056143)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Scribner Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Scribner Bank's total assets moved between a low of $77.8M (Q3 2024) and a high of $91.7M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$86.9M total assets against $86.0M; $72.6M total liabilities against $73.2M.
$56.8M net loans and leases against $54.2M; $72.1M total deposits against $72.7M.
$12.2M securities against $11.7M; $15.6M cash and balances due against $17.8M.
$1.3M total interest income against $1.3M; $264K total interest expense against $281K.
$1.0M net interest income against $1.0M.
$752K total noninterest income against $670K; $999K total noninterest expense against $936K.
$25K provision for credit losses against $35K.
$606K net income against $547K.
2.79% return on assets against 2.64%; 4.87% net interest margin against 5.10%.
16.56% tier 1 leverage ratio against 15.42%.
Inside the full Scribner Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.13% (Q4 2024) to 3.27% (Q3 2024) and its net interest margin ran from 4.66% (Q3 2024) to 5.41% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 16.56% | 2.79% | 0.04% | 0.16% | 4.87% |
| Q1 2026 | 15.65% | 2.71% | 0.05% | 0.20% | 5.41% |
| Q4 2025 | 15.38% | 1.42% | 1.86% | 7.08% | 4.72% |
| Q3 2025 | 15.70% | 3.08% | 2.17% | 8.07% | 4.92% |
| Q2 2025 | 15.42% | 2.64% | 1.95% | 7.83% | 5.10% |
| Q1 2025 | 15.31% | 2.31% | 2.10% | 8.46% | 4.67% |
| Q4 2024 | 15.50% | 1.13% | 0.94% | 3.88% | 4.67% |
| Q3 2024 | 14.88% | 3.27% | 0.26% | 0.93% | 4.66% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Scribner Bank (main office) | Scribner , NE | 68057 | $72.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NE, rank 120 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Scribner Bank
What are Scribner Bank's total assets?
As of the Q2 2026 filing, Scribner Bank reported total assets of $86.9 million in its FFIEC call report.
Where is Scribner Bank headquartered?
It is headquartered in Scribner, NE, United States.
When was Scribner Bank founded?
It was established in 1917, per the FDIC institution directory.
Is Scribner Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #14026). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Scribner Bank?
Scribner Bank's primary federal regulator is the FDIC.
How many branches does Scribner Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Scribner Bank's Texas Ratio?
Its Texas Ratio is 0.16% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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