North Cambridge Co-operative Bank
Operating from Cambridge, MA, North Cambridge CO-Operative Bank serves its local market as an FDIC-insured commercial bank, in the Greater Boston banking market. On its most recent Q1 2026 call report, North Cambridge CO-Operative reported $86M in total assets against $60M in deposits. The bank reported a loss in the most recent quarter, with ROA at -0.95% and ROE at -3.12%. Capital is comfortably above regulatory minimums — CET1 ratio of 63.29% sits well above the 7% well-capitalized threshold. Credit metrics are pristine, with nonperforming loans at just 0.00%. The bank operates from a single office.
Headquarters Profile
- Address
- 2360 Massachusetts Ave, CAMBRIDGE, MA 02140
- County
- Middlesex
- Metro Area
- BOSTON-CAMBRIDGE-NEWTON, MA-NH
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- January 1, 1912
- Branches
- 1 domestic
- Employees (FTE)
- 9
- FDIC Cert
- 26567
- Fed RSSD
- 931270
- Website
- WWW.ASKNCCB.COM →
Capital & Liquidity
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North Cambridge Co-operative Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about North Cambridge Co-operative Bank
What are North Cambridge Co-operative Bank's total assets?
As of the Q1 2026 filing, North Cambridge Co-operative Bank reported total assets of $86.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is North Cambridge Co-operative Bank headquartered?
North Cambridge Co-operative Bank is headquartered in CAMBRIDGE, MA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was North Cambridge Co-operative Bank founded?
North Cambridge Co-operative Bank was established in 1912, per the FDIC institution directory.
Is North Cambridge Co-operative Bank FDIC-insured?
Yes. North Cambridge Co-operative Bank is an FDIC-insured commercial bank (FDIC Certificate #26567). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates North Cambridge Co-operative Bank?
North Cambridge Co-operative Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is North Cambridge Co-operative Bank's CET1 capital ratio?
North Cambridge Co-operative Bank reported a Common Equity Tier 1 (CET1) capital ratio of 63.29% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does North Cambridge Co-operative Bank operate?
North Cambridge Co-operative Bank operates 1 domestic branch, per the most recent FDIC Summary of Deposits filing.
What is North Cambridge Co-operative Bank's Texas Ratio?
North Cambridge Co-operative Bank's Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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