Canton Co-Operative Bank
BankRegReports is independent of Canton Co-Operative Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Canton Co-Operative Bank is an FDIC-insured commercial bank headquartered in Canton, MA, established in 1891 (FDIC certificate 26450), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $154.8M, down 3.7% from Q2 2025, the 84th largest of 89 banks headquartered in Massachusetts. Its CET1 capital ratio was 22.29% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 26450
- Headquarters
- Canton, MA
- Established
- 1891
- Total assets, Q2 2026
- $154.8M
- Assets vs Q2 2025
- -3.7%
- CET1 ratio, Q2 2026
- 22.29%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 211370451
- Asset rank in state
- 84th of 89 in Massachusetts
Canton Co-Operative Bank, based in Canton, Massachusetts, reported $155 million in assets at June 30, 2026, down 3.7% from a year earlier. It returns 3.9% a year on shareholders' equity, about a third the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also lost 5.6% of its deposits over the year, lower than about 9 in 10 banks its size (median 4.0%).
Earnings jumped: net income for the quarter was $210,000, 196% above the same quarter a year earlier. Over the same year, loans grew 8.0% and deposits shrank 5.6%. Its margin is thin by comparison: it keeps 3.30 cents of net interest income on every dollar of earning assets, lower than about three-quarters of banks its size (median 3.95 cents).
As of June 30, 2026, Canton Co-Operative Bank reported a CET1 capital ratio of 22.29%, a return on assets of 0.54%, a nonperforming-loan ratio of 0.06% and a Texas ratio of 0.31%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Canton Co-Operative Bank is the 84th largest of the 89 banks headquartered in Massachusetts. Between Q1 2026 and Q2 2026, its total assets rose 0.7% to $154.8M, loans rose 3.6% and deposits rose 0.5%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 77.5% of total loans, followed by owner-occupied commercial real estate loans at 7.6%. The FDIC Summary of Deposits lists a single office for it, in Canton, MA. On its Q2 2026 call report, Canton Co-Operative Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 671 Washington St, Canton, MA 02021
- County
- Norfolk
- Metro Area
- Boston-Cambridge-Newton, MA-NH
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1891
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 15
- Domestic deposits
- $127.2M
- Allowance for credit losses
- $702K
- Net charge-offs (YTD)
- $0
- Average total assets
- $154.3M
- Average total loans
- $107.0M
- Average interest-bearing deposits
- $114.0M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- December 5, 1985
- FDIC Cert
- 26450
- Fed RSSD
- 379470
- Website
- www.cantoncoopbank.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Canton Co-Operative Bank's total assets moved between a low of $150.5M (Q3 2023) and a high of $160.8M (Q2 2025) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$154.8M total assets against $160.8M; $133.3M total liabilities against $140.6M.
$107.4M net loans and leases against $99.4M; $127.2M total deposits against $134.7M.
$31.9M securities against $35.7M; $9.8M cash and balances due against $19.8M.
$1.8M total interest income against $1.8M; $632K total interest expense against $750K.
$1.2M net interest income against $1.0M.
$61K total noninterest income against $71K; $959K total noninterest expense against $1.0M.
$25K provision for credit losses against $0.
$210K net income against $71K.
0.54% return on assets against 0.18%; 3.30% net interest margin against 2.72%.
22.29% CET1 capital ratio against 23.37%; 15.25% tier 1 leverage ratio against 14.31%.
Inside the full Canton Co-Operative Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeCanton Co-Operative Bank rankings
Its closest position to the top of a national ranking is 239 of 2,134, for CET1 ratio; its furthest is 3,199 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -0.10% (Q1 2025) to 0.54% (Q2 2026) and its net interest margin ran from 2.55% (Q1 2025) to 3.30% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 22.29% | 0.54% | 0.06% | 0.31% | 3.30% |
| Q1 2026 | 22.59% | 0.29% | 0.07% | 0.32% | 2.94% |
| Q4 2025 | 22.56% | 0.43% | 0.27% | 1.25% | 3.06% |
| Q3 2025 | 22.54% | 0.36% | 0.79% | 3.80% | 2.95% |
| Q2 2025 | 23.37% | 0.18% | 0.76% | 3.65% | 2.72% |
| Q1 2025 | 23.82% | -0.10% | 0.01% | 0.02% | 2.55% |
| Q4 2024 | 24.35% | 0.25% | 0.28% | 1.28% | 2.87% |
| Q3 2024 | 25.34% | 0.29% | 0.99% | 4.40% | 2.94% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Canton Co-Operative Bank (main office) | Canton , MA | 02021 | $127.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MA, rank 102 of 112 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Canton Co-Operative Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Canton Co-Operative Bank with peers
Frequently asked about Canton Co-Operative Bank
What are Canton Co-Operative Bank's total assets?
As of the Q2 2026 filing, Canton Co-Operative Bank reported total assets of $154.8 million in its FFIEC call report.
Where is Canton Co-Operative Bank headquartered?
It is headquartered in Canton, MA, United States.
When was Canton Co-Operative Bank founded?
It was established in 1891, per the FDIC institution directory.
Is Canton Co-Operative Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #26450). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Canton Co-Operative Bank?
Canton Co-Operative Bank's primary federal regulator is the Federal Reserve.
What is Canton Co-Operative Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 22.29% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Canton Co-Operative Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Canton Co-Operative Bank's Texas Ratio?
Its Texas Ratio is 0.31% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Canton Co-Operative Bank.
Get an email when Canton Co-Operative Bank files its next call report, and benchmark it against any peer you choose.
Unlock Canton Co-Operative Bank, freeFree account