Canton Co-Operative Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Canton Co-Operative Bank of Canton, MA against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.54% | 1.25% | -0.71% | 13th bottom |
| ROAE | 3.93% | 13.17% | -9.24% | 10th bottom |
| Net Interest Margin | 3.30% | 3.95% | -0.65% | 19th bottom |
| Efficiency Ratio | 74.75% | 61.50% | +13.25% | 19th bottom |
| PPNR / Avg Assets | 0.77% | — | — | 13th bottom |
| Yield on Earning Assets | 5.00% | 5.67% | -0.67% | 23rd bottom |
| Cost of Funds | 1.98% | 1.87% | +0.11% | 38th below |
| Net Interest Spread | 2.96% | — | — | 31st below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.06% | 0.93% | -0.87% | 77th top |
| NPA / Total Assets | 0.05% | — | — | 78th top |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 0.65% | — | — | 6th bottom |
| ACL / NPLs (Coverage) | 1002.86% | — | — | — |
| Texas Ratio | 0.31% | 6.06% | -5.75% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 22.29% | 17.18% | +5.11% | 83rd top |
| Tier 1 Ratio | 22.29% | 17.21% | +5.08% | 83rd top |
| Total Capital Ratio | 22.96% | — | — | 82nd top |
| Leverage Ratio | 15.25% | 11.75% | +3.50% | 87th top |
| Equity / Assets | 13.90% | 10.98% | +2.92% | 84th top |
| TCE / Tangible Assets | 13.90% | — | — | 85th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 84.98% | 80.44% | +4.54% | 40th below |
| Core Deposit Ratio | 76.13% | 86.95% | -10.82% | 10th bottom |
| Wholesale Funding Ratio | 3.55% | — | — | 50th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -3.72% | — | — | 6th bottom |
| Loan Growth (Y/Y) | 7.97% | — | — | 64th above |
| Deposit Growth (Y/Y) | -5.58% | — | — | 6th bottom |
See Canton Co-Operative Bank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Canton Co-Operative Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Canton Co-Operative Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Canton Co-Operative Bank peer analysis.