Bank of Hartington
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Data as of · sourced from FFIEC call reports. How we update
Bank of Hartington is an FDIC-insured commercial bank headquartered in Hartington, NE, established in 1917 (FDIC certificate 13962), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $151.0M, up 9.6% from Q2 2025, the 90th largest of 138 banks headquartered in Nebraska. Its CET1 capital ratio was 11.39% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 13962
- Headquarters
- Hartington, NE
- Established
- 1917
- Total assets, Q2 2026
- $151.0M
- Assets vs Q2 2025
- +9.6%
- CET1 ratio, Q2 2026
- 11.39%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 104110977
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Hartington call report
- Holding company
- CEDAR BANCORP
- Asset rank in state
- 90th of 138 in Nebraska
Bank of Hartington, based in Hartington, Nebraska, reported $151 million in assets at June 30, 2026, up 9.6% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 2.6%). On the other hand, it holds common equity equal to 11.39% of its risk-weighted assets, lower than about three-quarters of banks its size (median 15.12%).
Net income for the quarter rose 15% from a year earlier, to $537,000. Paper losses on its bond portfolio are shrinking: unrealized losses of $836,000 equal 6% of Tier 1 capital, down from 13% a year earlier.
As of June 30, 2026, Bank of Hartington reported a CET1 capital ratio of 11.39%, a return on assets of 1.39%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Hartington is the 90th largest of the 138 banks headquartered in Nebraska. Between Q1 2026 and Q2 2026, its total assets rose 2.7% to $151.0M, loans rose 4.8% and deposits rose 2.4%. Its loan book on June 30, 2026 was led by agricultural production loans, at 51.5% of total loans, followed by farmland and other real estate loans at 14.7%. Its 2 offices in the FDIC Summary of Deposits are in Hartington, NE. Judged on its Q2 2026 call report, Bank of Hartington meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 229 N Broadway Ave, Hartington, NE 68739
- County
- Cedar
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1917
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 25
- Domestic deposits
- $136.9M
- Allowance for credit losses
- $1.4M
- Net charge-offs (YTD)
- $0
- Average total assets
- $154.6M
- Average total loans
- $111.2M
- Average interest-bearing deposits
- $114.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 28, 1934
- FDIC Cert
- 13962
- Fed RSSD
- 7456
- Website
- www.bankofhartington.com →
- Parent Holding Company
- CEDAR BANCORP (RSSD 1063301)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bank of Hartington's total assets moved between a low of $131.2M (Q3 2023) and a high of $155.2M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$151.0M total assets against $137.8M; $137.8M total liabilities against $126.3M.
$111.6M net loans and leases against $101.5M; $136.9M total deposits against $122.9M.
$24.2M securities against $27.2M; $8.2M cash and balances due against $2.7M.
$2.3M total interest income against $2.1M; $690K total interest expense against $662K.
$1.6M net interest income against $1.4M.
$137K total noninterest income against $120K; $1.2M total noninterest expense against $1.0M.
$30K provision for credit losses against $30K.
$537K net income against $466K.
1.39% return on assets against 1.35%; 4.48% net interest margin against 4.41%.
11.39% CET1 capital ratio against 11.64%; 9.05% tier 1 leverage ratio against 9.50%.
Inside the full Bank of Hartington terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Hartington rankings
Its closest position to the top of a national ranking is 1,548 of 3,611, for ROA; its furthest is 3,572 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.84% (Q4 2024) to 1.43% (Q1 2026) and its net interest margin ran from 4.13% (Q3 2024) to 4.48% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.39% | 1.39% | 0.00% | 0.00% | 4.48% |
| Q1 2026 | 11.59% | 1.43% | 0.00% | 0.00% | 4.24% |
| Q4 2025 | 10.20% | 0.96% | 0.00% | 0.00% | 4.26% |
| Q3 2025 | 11.61% | 1.27% | 0.00% | 2.40% | 4.41% |
| Q2 2025 | 11.64% | 1.35% | 0.12% | 1.00% | 4.41% |
| Q1 2025 | 11.66% | 1.22% | 0.13% | 1.04% | 4.22% |
| Q4 2024 | 10.78% | 0.84% | 0.00% | 0.00% | 4.18% |
| Q3 2024 | 12.19% | 1.18% | 0.00% | 0.00% | 4.13% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Hartington (main office) | Hartington , NE | 68739 | $136.9M |
| 304 North Broadway Branch | Hartington , NE | 68739 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in NE, rank 97 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $1.7M approved, $830K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2013 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Hartington
What are Bank of Hartington's total assets?
As of the Q2 2026 filing, Bank of Hartington reported total assets of $151.0 million in its FFIEC call report.
Where is Bank of Hartington headquartered?
It is headquartered in Hartington, NE, United States.
When was Bank of Hartington founded?
It was established in 1917, per the FDIC institution directory.
Is Bank of Hartington FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13962). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Hartington?
Bank of Hartington's primary federal regulator is the Federal Reserve.
What is Bank of Hartington's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.39% in its Q2 2026 call report, above regulatory requirements.
How many branches does Bank of Hartington operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Hartington's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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