Bank of Hartington: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Hartington of Hartington, NE against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.39% | 1.34% | +0.05% | 57th above |
| ROAE | 16.72% | 13.31% | +3.41% | 74th above |
| Net Interest Margin | 4.48% | 3.93% | +0.55% | 78th top |
| Efficiency Ratio | 64.37% | 61.14% | +3.23% | 41st below |
| PPNR / Avg Assets | 1.56% | 1.68% | -0.12% | 49th below |
| Yield on Earning Assets | 6.35% | 5.67% | +0.68% | 82nd top |
| Cost of Funds | 1.94% | 1.88% | +0.06% | 41st below |
| Net Interest Spread | 3.78% | 3.32% | +0.46% | 74th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 0.94% | -0.94% | 93rd top |
| NPA / Total Assets | 0.00% | 0.70% | -0.70% | 94th top |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 52nd above |
| Texas Ratio | 0.00% | 7.33% | -7.33% | 95th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.39% | 19.50% | -8.11% | 11th bottom |
| Tier 1 Ratio | 11.39% | 19.54% | -8.15% | 11th bottom |
| Total Capital Ratio | 12.50% | 20.62% | -8.12% | 12th bottom |
| Leverage Ratio | 9.05% | 12.14% | -3.09% | 13th bottom |
| Equity / Assets | 8.71% | 11.37% | -2.66% | 23rd bottom |
| TCE / Tangible Assets | 8.71% | 11.09% | -2.38% | 26th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 82.51% | 80.64% | +1.87% | 46th below |
| Core Deposit Ratio Ahead of the peer average, behind the median peer. | 87.32% | 86.86% | +0.46% | 40th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 9.58% | 6.85% | +2.73% | 81st top |
| Loan Growth (Y/Y) | 9.94% | 7.90% | +2.04% | 73rd above |
| Deposit Growth (Y/Y) | 11.41% | 6.29% | +5.12% | 86th top |
See Bank of Hartington's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Hartington, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Hartington profile, how to read a UBPR, or how this data updates.