Bank of Hartington: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.24 percentage points in Q2 2026 to 4.48%, the biggest move on this page. Bank of Hartington ranks 20th of 138 Nebraska banks on net interest margin, in the upper half at 4.48% (Q2 2026). Bank of Hartington reported 4.48% on net interest margin for Q2 2026, 0.53 points above the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.35% |
| Yield on loans | 7.42% |
| Yield on securities | 2.85% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.94% |
| Cost of interest-bearing deposits | 2.57% |
| Cost of interest-bearing liabilities | 2.57% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 4.48% |
| Yield to cost spread | 3.78% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.1M |
| Total interest expense | $690K |
| Interest expense on deposits | $690K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 5.31% | 1.56% | 3.81% | 6.83% | 2.81% |
| Q4 2023 | 5.66% | 1.95% | 3.78% | 7.04% | 2.88% |
| Q1 2024 | 5.84% | 1.86% | 4.07% | 7.17% | 2.83% |
| Q2 2024 | 6.01% | 1.94% | 4.12% | 7.28% | 2.81% |
| Q3 2024 | 6.11% | 2.07% | 4.13% | 7.39% | 2.76% |
| Q4 2024 | 6.26% | 2.20% | 4.18% | 7.43% | 2.74% |
| Q1 2025 | 6.12% | 1.99% | 4.22% | 7.22% | 2.68% |
| Q2 2025 | 6.39% | 2.09% | 4.41% | 7.48% | 2.66% |
| Q3 2025 | 6.41% | 2.11% | 4.41% | 7.49% | 2.68% |
| Q4 2025 | 6.57% | 2.42% | 4.26% | 7.55% | 2.74% |
| Q1 2026 | 6.18% | 2.04% | 4.24% | 7.32% | 2.85% |
| Q2 2026 | 6.35% | 1.94% | 4.48% | 7.42% | 2.85% |
Bank of Hartington yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hartington, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hartington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13962) · FFIEC NIC profile (RSSD 7456)