Bank of Hartington: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 6.19 percentage points higher than in Q1 2026, at 94.50%. Bank of Hartington ranks 86th of 138 Nebraska banks on loan-to-deposit ratio, in the lower half at 82.51% (Q2 2026). At 82.51%, Bank of Hartington's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $32.4M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 82.51% |
| Net loans and leases to deposits | 81.51% |
| Loans and leases to core deposits | 94.50% |
| Core deposits to total deposits | 87.32% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.47% | 95.11% | $340K | $0 |
| Q4 2023 | 77.29% | 93.98% | $0 | $8.3M |
| Q1 2024 | 73.92% | 90.95% | $0 | $0 |
| Q2 2024 | 73.77% | 91.64% | $0 | $0 |
| Q3 2024 | 79.53% | 90.74% | $472K | $1.8M |
| Q4 2024 | 90.70% | 91.71% | $1.9M | $14.2M |
| Q1 2025 | 83.50% | 90.77% | $1K | $4.3M |
| Q2 2025 | 83.62% | 89.00% | $51K | $2.7M |
| Q3 2025 | 90.00% | 88.86% | $0 | $11.1M |
| Q4 2025 | 92.58% | 84.25% | $928K | $12.9M |
| Q1 2026 | 80.56% | 91.23% | $0 | $0 |
| Q2 2026 | 82.51% | 87.32% | $0 | $0 |
Bank of Hartington liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hartington, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hartington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13962) · FFIEC NIC profile (RSSD 7456)