Bank of Hartington: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Accumulated other comprehensive income: 23.2% higher than in Q1 2026, at -$836K. Bank of Hartington ranks 51st of 57 Nebraska banks on CET1 ratio, in the lower half at 11.39% (Q2 2026). The median for banks in the $100M-1B asset tier is 15.07% on CET1 ratio. Bank of Hartington sits 3.68 points lower, at 11.39% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 11.39% |
| Tier 1 risk-based capital ratio | 11.39% |
| Total risk-based capital ratio | 12.50% |
| Tier 1 leverage ratio | 9.05% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $14.0M |
| Tier 1 capital | $14.0M |
| Total risk-based capital | $15.4M |
| Total equity capital | $13.2M |
| Risk-weighted assets | $122.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 8.71% |
| Tangible equity to tangible assets | 8.71% |
| Equity capital to average assets | 8.51% |
| Internal capital growth rate | 11.55% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $400K |
| Common stock surplus | $6.6M |
| Retained earnings | $7.0M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$836K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 12.49% | 12.49% | 13.45% | 8.84% | $95.3M |
| Q4 2023 | 11.43% | 11.43% | 12.32% | 8.77% | $102.2M |
| Q1 2024 | 12.06% | 12.06% | 12.98% | 9.24% | $100.6M |
| Q2 2024 | 12.15% | 12.15% | 13.10% | 9.39% | $103.0M |
| Q3 2024 | 12.19% | 12.19% | 13.20% | 9.73% | $105.6M |
| Q4 2024 | 10.78% | 10.78% | 11.75% | 9.14% | $114.9M |
| Q1 2025 | 11.66% | 11.66% | 12.75% | 9.45% | $109.9M |
| Q2 2025 | 11.64% | 11.64% | 12.72% | 9.50% | $112.7M |
| Q3 2025 | 11.61% | 11.61% | 12.69% | 9.72% | $116.2M |
| Q4 2025 | 10.20% | 10.20% | 11.22% | 8.75% | $128.2M |
| Q1 2026 | 11.59% | 11.59% | 12.72% | 8.90% | $117.6M |
| Q2 2026 | 11.39% | 11.39% | 12.50% | 9.05% | $122.8M |
Bank of Hartington regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Hartington, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Hartington profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13962) · FFIEC NIC profile (RSSD 7456)