Angelina Savings Bank, SSB
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Data as of · sourced from FFIEC call reports. How we update
Angelina Savings Bank, SSB is an FDIC-insured savings bank headquartered in Lufkin, TX, established in 1978 (FDIC certificate 32018), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $86.9M, up 5.7% from Q2 2025, the 314th largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 26.61% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 32018
- Headquarters
- Lufkin, TX
- Established
- 1978
- Total assets, Q2 2026
- $86.9M
- Assets vs Q2 2025
- +5.7%
- CET1 ratio, Q2 2026
- 26.61%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 313173938
- Latest call report
- Q2 2026, FFIEC 051 · Angelina Savings Bank, SSB call report
- Asset rank in state
- 314th of 346 in Texas
Angelina Savings Bank, SSB, based in Lufkin, Texas, reported $87 million in assets at June 30, 2026, up 5.7% from a year earlier. It grew its loan book 24.2% over the year, 9.4 times the median of 2.6% for the 583 banks with less than $100 million in assets. It also keeps 4.68 cents of net interest income on every dollar of earning assets, higher than about three-quarters of banks its size (median 3.87 cents).
Loans are outrunning deposits: over the year loans rose 24.2% and deposits rose 5.1%. Its $7.5 million commercial and industrial book is improving, with 0.78% past due or on nonaccrual, down from 3.15% a year earlier.
As of June 30, 2026, Angelina Savings Bank, SSB reported a CET1 capital ratio of 26.61%, a return on assets of 1.06%, a nonperforming-loan ratio of 0.16% and a Texas ratio of 0.69%. The figures come from its call report filed with the FFIEC.
Of the 346 banks headquartered in Texas, Angelina Savings Bank, SSB is the 314th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 2.5% to $86.9M, loans rose 3.4% and deposits rose 2.5%. 1-4 family residential loans made up 49.2% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 16.0%. The FDIC Summary of Deposits lists a single office for it, in Lufkin, TX. By the capital ratios in its Q2 2026 call report, Angelina Savings Bank, SSB meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1721 Tulane Dr, Lufkin, TX 75901
- County
- Angelina
- Metro Area
- Lufkin, TX
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- —
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1978
- Former names
- Angelina Savings Bank, FSB (1994-2012)
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 19
- Domestic deposits
- $76.7M
- Allowance for credit losses
- $722K
- Net charge-offs (YTD)
- $41K
- Average total assets
- $85.6M
- Average total loans
- $47.1M
- Average interest-bearing deposits
- $57.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 32018
- Fed RSSD
- 660879
- Website
- www.angelinabank.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Angelina Savings Bank, SSB's total assets ran between $72.4M (Q4 2023) and $89.4M (Q3 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$86.9M total assets against $82.2M; $77.1M total liabilities against $73.4M.
$46.2M net loans and leases against $37.2M; $76.7M total deposits against $72.9M.
$0 securities against $0; $39.4M cash and balances due against $43.7M.
$1.2M total interest income against $1.2M; $214K total interest expense against $196K.
$978K net interest income against $971K.
$194K total noninterest income against $187K; $863K total noninterest expense against $840K.
$20K provision for credit losses against $25K.
$227K net income against $225K.
1.06% return on assets against 1.12%; 4.68% net interest margin against 4.95%.
26.61% CET1 capital ratio against 27.88%; 11.44% tier 1 leverage ratio against 10.88%.
Inside the full Angelina Savings Bank, SSB terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.99% (Q1 2026) to 1.35% (Q3 2024) and its net interest margin ran from 4.68% (Q2 2026) to 5.24% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 26.61% | 1.06% | 0.16% | 0.69% | 4.68% |
| Q1 2026 | 26.47% | 0.99% | 0.18% | 0.80% | 4.71% |
| Q4 2025 | 25.53% | 1.17% | 0.20% | 0.89% | 4.86% |
| Q3 2025 | 28.46% | 1.08% | 0.25% | 1.02% | 4.69% |
| Q2 2025 | 27.88% | 1.12% | 0.29% | 1.15% | 4.95% |
| Q1 2025 | 27.05% | 1.04% | 0.32% | 1.33% | 4.94% |
| Q4 2024 | 27.30% | 1.29% | 0.05% | 0.19% | 5.24% |
| Q3 2024 | 25.22% | 1.35% | 1.48% | 6.46% | 5.18% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Angelina Savings Bank, SSB (main office) | Lufkin , TX | 75901 | $76.7M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- None against the institution on file; 1 against individuals associated with it
- Period: Most recent action July 22, 2002. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in TX, rank 388 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Angelina Savings Bank, SSB
What are Angelina Savings Bank, SSB's total assets?
As of the Q2 2026 filing, Angelina Savings Bank, SSB reported total assets of $86.9 million in its FFIEC call report.
Where is Angelina Savings Bank, SSB headquartered?
It is headquartered in Lufkin, TX, United States.
When was Angelina Savings Bank, SSB founded?
It was established in 1978, per the FDIC institution directory.
Is Angelina Savings Bank, SSB FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #32018). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Angelina Savings Bank, SSB?
Angelina Savings Bank, SSB's primary federal regulator is the FDIC.
What is Angelina Savings Bank, SSB's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 26.61% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Angelina Savings Bank, SSB operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Angelina Savings Bank, SSB's Texas Ratio?
Its Texas Ratio is 0.69% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Angelina Savings Bank, SSB previously called?
The charter now named Angelina Savings Bank, SSB has also operated as Angelina Savings Bank, FSB (1994-2012), per FDIC structure-change records.
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