Angelina Savings Bank, SSB: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Retained earnings rose 2.8% from Q1 2026 to Q2 2026, ending at $8.4M against $8.1M. It was the largest change among the key lines on this page. Within Texas, Angelina Savings Bank, SSB is 37th of 184 on CET1 ratio, 26.61% as of Q2 2026, above the middle of the field. The median for banks in the < $100M asset tier is 19.57% on CET1 ratio. Angelina Savings Bank, SSB sits 7.04 points higher, at 26.61% (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 26.61% |
| Tier 1 risk-based capital ratio | 26.61% |
| Total risk-based capital ratio | 27.87% |
| Tier 1 leverage ratio | 11.44% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.8M |
| Tier 1 capital | $9.8M |
| Total risk-based capital | $10.3M |
| Total equity capital | $9.8M |
| Risk-weighted assets | $36.8M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.27% |
| Tangible equity to tangible assets | 11.27% |
| Equity capital to average assets | 11.44% |
| Internal capital growth rate | 9.50% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $983K |
| Common stock surplus | $469K |
| Retained earnings | $8.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 20.42% | 20.42% | 21.68% | 9.87% | $34.6M |
| Q4 2023 | 21.99% | 21.99% | 23.26% | 10.22% | $33.2M |
| Q1 2024 | 22.78% | 22.78% | 24.04% | 10.12% | $33.1M |
| Q2 2024 | 24.28% | 24.28% | 25.54% | 9.90% | $31.9M |
| Q3 2024 | 25.22% | 25.22% | 26.48% | 10.11% | $31.8M |
| Q4 2024 | 27.30% | 27.30% | 28.56% | 10.32% | $30.4M |
| Q1 2025 | 27.05% | 27.05% | 28.31% | 10.66% | $31.5M |
| Q2 2025 | 27.88% | 27.88% | 29.14% | 10.88% | $31.5M |
| Q3 2025 | 28.46% | 28.46% | 29.72% | 10.47% | $31.9M |
| Q4 2025 | 25.53% | 25.53% | 26.79% | 10.96% | $36.6M |
| Q1 2026 | 26.47% | 26.47% | 27.73% | 11.36% | $36.1M |
| Q2 2026 | 26.61% | 26.61% | 27.87% | 11.44% | $36.8M |
Angelina Savings Bank, SSB regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Angelina Savings Bank, SSB, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Angelina Savings Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32018) · FFIEC NIC profile (RSSD 660879)