Angelina Savings Bank, SSB: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 2.12 percentage points higher than in Q1 2026, at 247.26%. Angelina Savings Bank, SSB ranks 255th of 345 Texas banks on return on assets, in the lower half at 1.06% (Q2 2026). The median for banks in the < $100M asset tier is 0.98% on return on assets. Angelina Savings Bank, SSB sits 0.08 points higher, at 1.06% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 26.61% |
| Tier 1 risk-based capital ratio | 26.61% |
| Total risk-based capital ratio | 27.87% |
| Tier 1 leverage ratio | 11.44% |
| Equity capital to assets | 11.27% |
| Tangible equity to tangible assets | 11.27% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.62% |
| Non-performing assets ratio | 0.34% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 2.78% |
| Allowance for credit losses to loans | 1.54% |
| Reserve coverage of non-performing loans | 247.26% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.06% |
| Return on equity | 9.38% |
| Net interest margin | 4.68% |
| Efficiency ratio | 73.63% |
| Yield on earning assets | 5.70% |
| Cost of funds | 1.13% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 61.22% |
| Core deposits to total deposits | 93.83% |
| Brokered deposits to total deposits | 0.00% |
| Deposits to assets | 88.23% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 20.42% | 20.42% | 21.68% | 9.87% | 1.09% |
| Q4 2023 | 21.99% | 21.99% | 23.26% | 10.22% | 1.25% |
| Q1 2024 | 22.78% | 22.78% | 24.04% | 10.12% | 1.28% |
| Q2 2024 | 24.28% | 24.28% | 25.54% | 9.90% | 1.09% |
| Q3 2024 | 25.22% | 25.22% | 26.48% | 10.11% | 1.35% |
| Q4 2024 | 27.30% | 27.30% | 28.56% | 10.32% | 1.29% |
| Q1 2025 | 27.05% | 27.05% | 28.31% | 10.66% | 1.04% |
| Q2 2025 | 27.88% | 27.88% | 29.14% | 10.88% | 1.12% |
| Q3 2025 | 28.46% | 28.46% | 29.72% | 10.47% | 1.08% |
| Q4 2025 | 25.53% | 25.53% | 26.79% | 10.96% | 1.17% |
| Q1 2026 | 26.47% | 26.47% | 27.73% | 11.36% | 0.99% |
| Q2 2026 | 26.61% | 26.61% | 27.87% | 11.44% | 1.06% |
Angelina Savings Bank, SSB vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Angelina Savings Bank, SSB, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Angelina Savings Bank, SSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 32018) · FFIEC NIC profile (RSSD 660879)