Angelina Savings Bank, SSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Angelina Savings Bank, SSB of Lufkin, TX against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.06% | 3.33% | -2.27% | 51st above |
| ROAE | 9.38% | 8.28% | +1.10% | 55th above |
| Net Interest Margin | 4.68% | 3.92% | +0.76% | 80th top |
| Efficiency Ratio Ahead of the peer average, behind the median peer. | 73.63% | 84.49% | -10.86% | 43rd below |
| PPNR / Avg Assets Behind the peer average, ahead of the median peer. | 1.44% | 1.56% | -0.12% | 59th above |
| Yield on Earning Assets | 5.70% | 5.24% | +0.46% | 68th above |
| Cost of Funds | 1.13% | 1.67% | -0.54% | 72nd above |
| Net Interest Spread | 4.22% | 3.30% | +0.92% | 83rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.62% | 1.42% | -0.80% | 39th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.34% | 0.71% | -0.37% | 39th below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.15% | -0.14% | 27th below |
| ACL / Total Loans | 1.54% | 1.53% | +0.01% | 70th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 247.26% | 722.72% | -475.46% | 65th above |
| Texas Ratio Ahead of the peer average, behind the median peer. | 2.78% | 8.57% | -5.79% | 47th below |
| Provision / NCO Behind the peer average, ahead of the median peer. | 126.83% | 285.62% | -158.79% | 71st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 26.61% | 127.05% | -100.44% | 61st above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 26.61% | 127.07% | -100.46% | 61st above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 27.87% | 127.95% | -100.08% | 62nd above |
| Leverage Ratio | 11.44% | 22.10% | -10.66% | 33rd below |
| Equity / Assets | 11.27% | 20.74% | -9.47% | 39th below |
| TCE / Tangible Assets | 11.27% | 20.49% | -9.22% | 41st below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.22% | 74.28% | -13.06% | 59th above |
| Core Deposit Ratio | 93.83% | 88.30% | +5.53% | 66th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 5.71% | 3.82% | +1.89% | 66th above |
| Loan Growth (Y/Y) | 24.20% | 6.82% | +17.38% | 93rd top |
| Deposit Growth (Y/Y) | 5.13% | 2.97% | +2.16% | 66th above |
See Angelina Savings Bank, SSB's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Angelina Savings Bank, SSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Angelina Savings Bank, SSB profile, how to read a UBPR, or how this data updates.