Pavillion Bank
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Data as of · sourced from FFIEC call reports. How we update
Pavillion Bank is an FDIC-insured commercial bank headquartered in Richardson, TX, established in 1983 (FDIC certificate 24303), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $78.4M, up 7.5% from Q2 2025, the 321st largest of 346 banks headquartered in Texas. Its CET1 capital ratio was 20.69% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 24303
- Headquarters
- Richardson, TX
- Established
- 1983
- Total assets, Q2 2026
- $78.4M
- Assets vs Q2 2025
- +7.5%
- CET1 ratio, Q2 2026
- 20.69%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 111011878
- Holding company
- AMTEX BANCSHARES, INC.
- Asset rank in state
- 321st of 346 in Texas
Pavillion Bank earns an unusually wide margin on its lending. It reported $78 million in assets at June 30, 2026, up 7.5% from a year earlier. It keeps 6.04 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 583 banks with less than $100 million in assets (median 3.87 cents). On the other hand, it holds commercial real estate loans worth 1.9 times its capital, 7.4 times the median of 26% for banks its size.
Net income for the quarter slipped 17% from a year earlier, to $256,000. Over the same year, loans grew 19.6% and deposits grew 8.3%.
As of June 30, 2026, Pavillion Bank reported a CET1 capital ratio of 20.69%, a return on assets of 1.32%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Pavillion Bank ranks as the 321st largest of the 346 banks based in Texas, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets rose 3.0% to $78.4M, loans rose 5.1% and deposits rose 3.2%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 43.9% of total loans, followed by construction and land development loans at 25.9%. The FDIC Summary of Deposits lists a single office for it, in Richardson, TX. Judged on its Q2 2026 call report, Pavillion Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 1200 W Campbell Rd, Richardson, TX 75080
- County
- Dallas
- Metro Area
- Dallas-Fort Worth-Arlington, TX
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 11, Dallas
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 17, 1983
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 16
- Domestic deposits
- $64.2M
- Allowance for credit losses
- $759K
- Net charge-offs (YTD)
- $0
- Average total assets
- $77.4M
- Average total loans
- $60.6M
- Average interest-bearing deposits
- $37.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 17, 1983
- FDIC Cert
- 24303
- Fed RSSD
- 500658
- Website
- www.pavillionbank.com →
- Parent Holding Company
- AMTEX BANCSHARES, INC. (RSSD 1131899)
- Ultimate Parent
- ODOM AMTEX HOLDINGS TRUST, THE (RSSD 5679326)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Pavillion Bank's total assets ran between $68.7M (Q3 2023) and $78.4M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$78.4M total assets against $72.9M; $66.4M total liabilities against $61.2M.
$62.4M net loans and leases against $52.1M; $64.2M total deposits against $59.3M.
$0 securities against $0; $11.2M cash and balances due against $16.2M.
$1.2M total interest income against $1.2M; $173K total interest expense against $142K.
$1.1M net interest income against $1.1M.
$53K total noninterest income against $47K; $828K total noninterest expense against $740K.
$0 provision for credit losses against $0.
$256K net income against $307K.
1.32% return on assets against 1.70%; 6.04% net interest margin against 6.61%.
20.69% CET1 capital ratio against 22.52%; 15.54% tier 1 leverage ratio against 16.18%.
Inside the full Pavillion Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.19% (Q1 2026) to 2.31% (Q4 2025) and its net interest margin ran from 5.76% (Q1 2026) to 6.61% (Q2 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 20.69% | 1.32% | 0.00% | 0.00% | 6.04% |
| Q1 2026 | 21.42% | 1.19% | 0.00% | 0.00% | 5.76% |
| Q4 2025 | 21.91% | 2.31% | 0.00% | 0.00% | 6.09% |
| Q3 2025 | 21.33% | 1.48% | 0.19% | 0.88% | 6.42% |
| Q2 2025 | 22.52% | 1.70% | 0.00% | 0.00% | 6.61% |
| Q1 2025 | 21.29% | 1.75% | 0.00% | 0.00% | 6.60% |
| Q4 2024 | 22.15% | 1.44% | 0.41% | 1.76% | 6.29% |
| Q3 2024 | 23.45% | 1.69% | 0.01% | 0.03% | 6.47% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Pavillion Bank (main office) | Richardson , TX | 75080 | $64.2M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in TX, rank 400 of 441 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $628K approved, $628K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2020 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Pavillion Bank
What are Pavillion Bank's total assets?
As of the Q2 2026 filing, Pavillion Bank reported total assets of $78.4 million in its FFIEC call report.
Where is Pavillion Bank headquartered?
It is headquartered in Richardson, TX, United States.
When was Pavillion Bank founded?
It was established in 1983, per the FDIC institution directory.
Is Pavillion Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #24303). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Pavillion Bank?
Pavillion Bank's primary federal regulator is the FDIC.
What is Pavillion Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 20.69% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Pavillion Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Pavillion Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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