Pavillion Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Net interest margin rose 0.28 percentage points from Q1 2026 to Q2 2026, ending at 6.04% against 5.76%. It was the largest change among the key lines on this page. Among 345 Texas banks, Pavillion Bank sits 11th from the top on net interest margin, 6.04% as of Q2 2026. Against a median of 3.89% for banks in the < $100M asset tier, Pavillion Bank reported 6.04% on net interest margin in Q2 2026, 2.15 points higher.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 7.02% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.10% |
| Cost of interest-bearing deposits | 1.77% |
| Cost of interest-bearing liabilities | 1.74% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 6.04% |
| Yield to cost spread | 5.28% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $1.1M |
| Total interest expense | $173K |
| Interest expense on deposits | $170K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 7.04% | 0.54% | 6.55% |
| Q4 2023 | 7.00% | 0.69% | 6.38% |
| Q1 2024 | 7.42% | 0.79% | 6.71% |
| Q2 2024 | 7.40% | 0.88% | 6.60% |
| Q3 2024 | 7.36% | 1.01% | 6.47% |
| Q4 2024 | 7.18% | 1.00% | 6.29% |
| Q1 2025 | 7.45% | 0.96% | 6.60% |
| Q2 2025 | 7.48% | 0.96% | 6.61% |
| Q3 2025 | 7.36% | 1.05% | 6.42% |
| Q4 2025 | 7.14% | 1.20% | 6.09% |
| Q1 2026 | 6.83% | 1.19% | 5.76% |
| Q2 2026 | 7.02% | 1.10% | 6.04% |
Pavillion Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Pavillion Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pavillion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24303) · FFIEC NIC profile (RSSD 500658)