Pavillion Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Net loans and leases to deposits climbed 1.82 percentage points in Q2 2026, from 95.39% to 97.21%. It was the largest change from Q1 2026 among the key lines here. On loan-to-deposit ratio, Pavillion Bank ranks 21st highest among the 346 banks headquartered in Texas, at 98.39% (Q2 2026). Pavillion Bank reported 98.39% on loan-to-deposit ratio for Q2 2026, 30.47 points above the 67.92% median for banks in the < $100M asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $11.2M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $11.2M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $1.5M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 1.91% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 98.39% |
| Net loans and leases to deposits | 97.21% |
| Loans and leases to core deposits | 102.19% |
| Core deposits to total deposits | 96.28% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 93.10% | 95.89% | $0 | $1.5M |
| Q4 2023 | 95.37% | 96.82% | $0 | $1.5M |
| Q1 2024 | 94.34% | 96.84% | $0 | $1.5M |
| Q2 2024 | 87.27% | 96.78% | $0 | $1.5M |
| Q3 2024 | 83.50% | 96.86% | $0 | $1.5M |
| Q4 2024 | 93.79% | 97.35% | $0 | $1.5M |
| Q1 2025 | 93.39% | 97.47% | $0 | $1.5M |
| Q2 2025 | 89.13% | 97.98% | $0 | $1.5M |
| Q3 2025 | 94.18% | 97.19% | $0 | $1.5M |
| Q4 2025 | 95.49% | 96.66% | $0 | $1.5M |
| Q1 2026 | 96.61% | 95.36% | $0 | $1.5M |
| Q2 2026 | 98.39% | 96.28% | $0 | $1.5M |
Pavillion Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Pavillion Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Pavillion Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 24303) · FFIEC NIC profile (RSSD 500658)