Sherwood Community Bank
Also written as SCB
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Data as of · sourced from FFIEC call reports. How we update
Sherwood Community Bank is an FDIC-insured commercial bank headquartered in Creighton, MO, established in 1902 (FDIC certificate 1612), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $77.9M, up 6.5% from Q2 2025, the 183rd largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 12.78% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 1612
- Headquarters
- Creighton, MO
- Established
- 1902
- Total assets, Q2 2026
- $77.9M
- Assets vs Q2 2025
- +6.5%
- CET1 ratio, Q2 2026
- 12.78%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 101209412
- Latest call report
- Q2 2026, FFIEC 051 · Sherwood Community Bank call report
- Asset rank in state
- 183rd of 191 in Missouri
Sherwood Community Bank is one of the more profitable banks of its size. Based in Creighton, Missouri, it had $78 million in assets at June 30, 2026, up 6.5% from a year earlier. It returns 22.7% a year on shareholders' equity, 2.7 times the median of 8.6% for the 533 banks with less than $100 million in assets. It also keeps 5.37 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 banks its size (median 3.91 cents).
Earnings jumped: net income for the quarter was $346,000, 137% above the same quarter a year earlier. Over the same year, loans grew 20.6% and deposits grew 7.7%. Where it has less room is capital: it holds common equity equal to 12.78% of its risk-weighted assets, lower than about 9 in 10 banks its size (median 20.80%).
As of June 30, 2026, Sherwood Community Bank reported a CET1 capital ratio of 12.78%, a return on assets of 1.79%, a nonperforming-loan ratio of 1.30% and a Texas ratio of 10.18%. The figures come from its call report filed with the FFIEC.
Sherwood Community Bank ranks as the 183rd largest of the 191 banks based in Missouri, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.2% to $77.9M, loans rose 1.1% and deposits fell 0.1%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 46.6% of total loans, followed by commercial and industrial loans at 15.2%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities in MO; its Creighton office books 40% of its branch deposits. Judged on its Q2 2026 call report, Sherwood Community Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 202 D St, Creighton, MO 64739
- County
- Cass
- Metro Area
- Kansas City, MO-KS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 6, 1902
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 19
- Domestic deposits
- $71.6M
- Allowance for credit losses
- $427K
- Net charge-offs (YTD)
- -$5K
- Average total assets
- $77.4M
- Average total loans
- $52.7M
- Average interest-bearing deposits
- $46.6M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 1612
- Fed RSSD
- 887854
- Website
- www.sherwoodbank.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Sherwood Community Bank's total assets moved between a low of $72.4M (Q4 2024) and a high of $80.1M (Q4 2023) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$77.9M total assets against $73.2M; $71.7M total liabilities against $68.0M.
$51.8M net loans and leases against $42.9M; $71.6M total deposits against $66.5M.
$16.1M securities against $20.7M; $7.2M cash and balances due against $6.7M.
$1.2M total interest income against $927K; $229K total interest expense against $246K.
$990K net interest income against $681K.
$65K total noninterest income against $65K; $634K total noninterest expense against $600K.
$9K provision for credit losses against $0.
$346K net income against $146K.
1.79% return on assets against 0.80%; 5.37% net interest margin against 3.91%.
12.78% CET1 capital ratio against 13.42%; 9.02% tier 1 leverage ratio against 8.51%.
Inside the full Sherwood Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
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Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.26% (Q4 2024) to 1.79% (Q2 2026) and its net interest margin ran from 3.34% (Q3 2024) to 5.37% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.78% | 1.79% | 1.30% | 10.18% | 5.37% |
| Q1 2026 | 12.06% | 1.27% | 3.23% | 26.25% | 4.26% |
| Q4 2025 | 12.75% | 1.46% | 2.85% | 23.48% | 4.35% |
| Q3 2025 | 13.26% | 0.83% | 2.87% | 22.30% | 3.90% |
| Q2 2025 | 13.42% | 0.80% | 1.02% | 7.95% | 3.91% |
| Q1 2025 | 13.24% | 0.47% | 1.05% | 9.07% | 3.59% |
| Q4 2024 | 13.41% | 0.26% | 1.09% | 9.62% | 3.45% |
| Q3 2024 | 12.19% | 0.55% | 0.94% | 8.98% | 3.34% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Sherwood Community Bank (main office) | Creighton , MO | 64739 | $28.6M |
| Garden City Branch | Garden City , MO | 64747 | $22.9M |
| Harrisonville Branch | Harrisonville , MO | 64701 | $16.1M |
| Urich Facility | Urich , MO | 64788 | $4.0M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MO, rank 218 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Sherwood Community Bank
What are Sherwood Community Bank's total assets?
As of the Q2 2026 filing, Sherwood Community Bank reported total assets of $77.9 million in its FFIEC call report.
Where is Sherwood Community Bank headquartered?
It is headquartered in Creighton, MO, United States.
When was Sherwood Community Bank founded?
It was established in 1902, per the FDIC institution directory.
Is Sherwood Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #1612). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Sherwood Community Bank?
Sherwood Community Bank's primary federal regulator is the FDIC.
What is Sherwood Community Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 12.78% in its Q2 2026 call report, above regulatory requirements.
How many branches does Sherwood Community Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Sherwood Community Bank's Texas Ratio?
Its Texas Ratio is 10.18% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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