Sherwood Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Sherwood Community Bank of Creighton, MO against its peer group of 536 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.79% | 3.14% | -1.35% | 77th top |
| ROAE | 22.68% | 10.39% | +12.29% | 94th top |
| Net Interest Margin | 5.37% | 3.93% | +1.44% | 93rd top |
| Efficiency Ratio | 59.78% | 76.34% | -16.56% | 70th above |
| PPNR / Avg Assets | 2.17% | 1.40% | +0.77% | 84th top |
| Yield on Earning Assets | 6.61% | 5.35% | +1.26% | 90th top |
| Cost of Funds | 1.36% | 1.71% | -0.35% | 61st above |
| Net Interest Spread | 4.80% | 3.31% | +1.49% | 93rd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.26% | 1.34% | -1.08% | 51st above |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.17% | 0.71% | -0.54% | 47th below |
| NCO / Avg Loans | -0.02% | 0.11% | -0.13% | 86th top |
| ACL / Total Loans | 0.82% | 1.49% | -0.67% | 16th bottom |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 313.97% | 865.91% | -551.94% | 70th above |
| Texas Ratio | 10.18% | 8.25% | +1.93% | 20th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 12.78% | 62.09% | -49.31% | 11th bottom |
| Tier 1 Ratio | 12.78% | 62.09% | -49.31% | 11th bottom |
| Total Capital Ratio | 13.62% | 63.06% | -49.44% | 11th bottom |
| Leverage Ratio | 9.02% | 17.62% | -8.60% | 10th bottom |
| Equity / Assets | 8.01% | 16.44% | -8.43% | 9th bottom |
| TCE / Tangible Assets | 8.01% | 16.19% | -8.18% | 9th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 73.01% | 72.83% | +0.18% | 42nd below |
| Core Deposit Ratio | 93.58% | 88.20% | +5.38% | 64th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.50% | 4.30% | +2.20% | 70th above |
| Loan Growth (Y/Y) | 20.62% | 6.69% | +13.93% | 91st top |
| Deposit Growth (Y/Y) | 7.74% | 3.76% | +3.98% | 76th top |
See Sherwood Community Bank's peers by name
The 536 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Sherwood Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Sherwood Community Bank profile, how to read a UBPR, or how this data updates.