Paramount Bank
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Data as of · sourced from FFIEC call reports. How we update
Paramount Bank is an FDIC-insured commercial bank headquartered in Hazelwood, MO, established in 2004 (FDIC certificate 57884), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $86.6M, up 6.8% from Q2 2025, the 180th largest of 191 banks headquartered in Missouri. Its CET1 capital ratio was 15.71% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57884
- Headquarters
- Hazelwood, MO
- Established
- 2004
- Total assets, Q2 2026
- $86.6M
- Assets vs Q2 2025
- +6.8%
- CET1 ratio, Q2 2026
- 15.71%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 081019117
- Holding company
- PARAMOUNT FINANCIAL GROUP, INC
- Asset rank in state
- 180th of 191 in Missouri
Problem loans are rising at Paramount Bank. The Hazelwood, Missouri bank had $87 million in assets at June 30, 2026, up 6.8% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.55% of loans from 0.09% a year earlier. It is losing 55.4% a year on shareholders' equity, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 8.6%). It also pays an average of 3.40% on its deposits and borrowings, about double the median of 1.53% for banks its size.
It lost $1.5 million in the quarter. Over the same year, loans grew 14.7% and deposits grew 1.3%. Concentration is the risk to watch: it holds commercial real estate loans worth 1.6 times its capital, 6.2 times the median of 26% for banks its size.
As of June 30, 2026, Paramount Bank reported a CET1 capital ratio of 15.71%, a return on assets of -6.87%, a nonperforming-loan ratio of 0.55% and a Texas ratio of 8.72%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Paramount Bank is the 180th largest of the 191 banks headquartered in Missouri. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 2.7% to $86.6M, loans rose 1.1% and deposits fell 2.0%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 53.9% of total loans, ahead of auto loans at 16.7%. Its one office in the FDIC Summary of Deposits is in Hazelwood, MO. Judged on its Q2 2026 call report, Paramount Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 90 Village Square Shop Ctr, Hazelwood, MO 63042
- County
- St. Louis
- Metro Area
- St. Louis, MO-IL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- December 30, 2004
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 27
- Domestic deposits
- $74.7M
- Allowance for credit losses
- $626K
- Net charge-offs (YTD)
- $169K
- Average total assets
- $87.2M
- Average total loans
- $76.2M
- Average interest-bearing deposits
- $69.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- December 30, 2004
- FDIC Cert
- 57884
- Fed RSSD
- 3308574
- SEC CIK
- 1723160 → filed by PARAMOUNT FINANCIAL GROUP, INC
- Website
- www.paramountbank.com →
- Parent Holding Company
- PARAMOUNT FINANCIAL GROUP, INC (RSSD 5119363)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Paramount Bank's total assets ran between $81.0M (Q1 2025) and $100.7M (Q2 2024), and it earned a profit in 1 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$86.6M total assets against $81.1M; $76.5M total liabilities against $75.0M.
$73.5M net loans and leases against $64.1M; $74.7M total deposits against $73.7M.
$0 securities against $1.5M; $8.9M cash and balances due against $10.4M.
$1.3M total interest income against $1.2M; $634K total interest expense against $682K.
$688K net interest income against $509K.
$280K total noninterest income against $1.8M; $2.2M total noninterest expense against $2.7M.
$287K provision for credit losses against -$56K.
-$1.5M net income against -$329K.
-6.87% return on assets against -1.59%; 3.28% net interest margin against 2.57%.
15.71% CET1 capital ratio against 9.57%; 10.88% tier 1 leverage ratio against 6.66%.
Inside the full Paramount Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -22.05% (Q3 2024) to 14.08% (Q4 2025) and its net interest margin ran from 1.99% (Q4 2024) to 3.28% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.71% | -6.87% | 0.55% | 8.72% | 3.28% |
| Q1 2026 | 16.82% | -0.91% | 0.99% | 10.28% | 3.22% |
| Q4 2025 | 18.07% | 14.08% | 0.67% | 8.06% | 2.90% |
| Q3 2025 | 14.64% | -3.32% | 0.33% | 7.81% | 2.56% |
| Q2 2025 | 9.57% | -1.59% | 0.09% | 18.25% | 2.57% |
| Q1 2025 | 9.11% | -4.23% | 0.00% | 16.25% | 2.43% |
| Q4 2024 | 9.24% | -4.64% | 0.00% | 14.83% | 1.99% |
| Q3 2024 | 10.77% | -22.05% | 0.00% | 13.33% | 2.03% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Paramount Bank (main office) | Hazelwood , MO | 63042 | $74.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MO, rank 215 of 249 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 545 applications, 402 loans originated, $157.8M originated, across 37 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $260K approved, $260K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2015 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Paramount Bank
What are Paramount Bank's total assets?
As of the Q2 2026 filing, Paramount Bank reported total assets of $86.6 million in its FFIEC call report.
Where is Paramount Bank headquartered?
It is headquartered in Hazelwood, MO, United States.
When was Paramount Bank founded?
It was established in 2004, per the FDIC institution directory.
Is Paramount Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57884). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Paramount Bank?
Paramount Bank's primary federal regulator is the FDIC.
What is Paramount Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.71% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Paramount Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Paramount Bank's Texas Ratio?
Its Texas Ratio is 8.72% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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