Paramount Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Equity capital to average assets: 1.87 percentage points lower than in Q1 2026, at 11.55%. Within Missouri, Paramount Bank is 33rd of 97 on CET1 ratio, 15.71% as of Q2 2026. Paramount Bank reported 15.71% on CET1 ratio for Q2 2026, 4.26 points below the 19.96% median for banks in the < $100M asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 15.71% |
| Tier 1 risk-based capital ratio | 15.71% |
| Total risk-based capital ratio | 16.78% |
| Tier 1 leverage ratio | 10.88% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $9.4M |
| Tier 1 capital | $9.4M |
| Total risk-based capital | $10.1M |
| Total equity capital | $10.1M |
| Risk-weighted assets | $60.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.64% |
| Tangible equity to tangible assets | 10.97% |
| Equity capital to average assets | 11.55% |
| Internal capital growth rate | -51.78% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $590K |
| Common stock surplus | $23.9M |
| Retained earnings | -$14.4M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 9.90% | 9.90% | 11.16% | 6.40% | $55.5M |
| Q4 2023 | 8.12% | 8.12% | 9.37% | 6.25% | $65.4M |
| Q1 2024 | 8.89% | 8.89% | 10.14% | 6.41% | $63.8M |
| Q2 2024 | 11.15% | 11.15% | 12.40% | 8.11% | $68.4M |
| Q3 2024 | 10.77% | 10.77% | 12.03% | 7.13% | $65.1M |
| Q4 2024 | 9.24% | 9.24% | 10.24% | 7.21% | $69.0M |
| Q1 2025 | 9.11% | 9.11% | 10.14% | 7.10% | $63.8M |
| Q2 2025 | 9.57% | 9.57% | 10.62% | 6.66% | $57.3M |
| Q3 2025 | 14.64% | 14.64% | 15.72% | 10.17% | $55.4M |
| Q4 2025 | 18.07% | 18.07% | 19.15% | 13.13% | $61.5M |
| Q1 2026 | 16.82% | 16.82% | 17.91% | 12.76% | $64.9M |
| Q2 2026 | 15.71% | 15.71% | 16.78% | 10.88% | $60.0M |
Paramount Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Paramount Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Paramount Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57884) · FFIEC NIC profile (RSSD 3308574)