Paramount Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Return on equity dropped 48.61 percentage points in Q2 2026, from -6.75% to -55.36%. It was the largest change from Q1 2026 among the key lines here. On return on assets, Paramount Bank is 1st from the bottom among 191 Missouri banks, -6.87% (Q2 2026). Against a median of 1.00% for banks in the < $100M asset tier, Paramount Bank reported -6.87% on return on assets in Q2 2026, 7.87 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.71% |
| Tier 1 risk-based capital ratio | 15.71% |
| Total risk-based capital ratio | 16.78% |
| Tier 1 leverage ratio | 10.88% |
| Equity capital to assets | 11.64% |
| Tangible equity to tangible assets | 10.97% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.12% |
| Non-performing assets ratio | 0.65% |
| Net charge-off ratio | 0.89% |
| Texas ratio | 8.72% |
| Allowance for credit losses to loans | 0.84% |
| Reserve coverage of non-performing loans | 703.37% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -6.87% |
| Return on equity | -55.36% |
| Net interest margin | 3.28% |
| Efficiency ratio | 225.10% |
| Yield on earning assets | 6.30% |
| Cost of funds | 3.40% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.21% |
| Core deposits to total deposits | 57.02% |
| Brokered deposits to total deposits | 38.19% |
| Deposits to assets | 86.30% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 9.90% | 9.90% | 11.16% | 6.40% | -3.70% |
| Q4 2023 | 8.12% | 8.12% | 9.37% | 6.25% | -5.64% |
| Q1 2024 | 8.89% | 8.89% | 10.14% | 6.41% | -4.66% |
| Q2 2024 | 11.15% | 11.15% | 12.40% | 8.11% | -3.20% |
| Q3 2024 | 10.77% | 10.77% | 12.03% | 7.13% | -22.05% |
| Q4 2024 | 9.24% | 9.24% | 10.24% | 7.21% | -4.64% |
| Q1 2025 | 9.11% | 9.11% | 10.14% | 7.10% | -4.23% |
| Q2 2025 | 9.57% | 9.57% | 10.62% | 6.66% | -1.59% |
| Q3 2025 | 14.64% | 14.64% | 15.72% | 10.17% | -3.32% |
| Q4 2025 | 18.07% | 18.07% | 19.15% | 13.13% | 14.08% |
| Q1 2026 | 16.82% | 16.82% | 17.91% | 12.76% | -0.91% |
| Q2 2026 | 15.71% | 15.71% | 16.78% | 10.88% | -6.87% |
Paramount Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Paramount Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Paramount Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57884) · FFIEC NIC profile (RSSD 3308574)