Paramount Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Brokered deposits to total deposits: 4.69 percentage points higher than in Q1 2026, at 38.19%. Paramount Bank ranks 25th of 191 Missouri banks on loan-to-deposit ratio, in the upper half at 99.21% (Q2 2026). The median for banks in the < $100M asset tier is 67.32% on loan-to-deposit ratio. Paramount Bank sits 31.89 points higher, at 99.21% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $8.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $8.9M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $700K |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.81% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 99.21% |
| Net loans and leases to deposits | 98.37% |
| Loans and leases to core deposits | 104.21% |
| Core deposits to total deposits | 57.02% |
| Brokered deposits to total deposits | 38.19% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.35% | 70.55% | $0 | $0 |
| Q4 2023 | 96.96% | 58.36% | $0 | $2.9M |
| Q1 2024 | 113.48% | 62.60% | $0 | $13.4M |
| Q2 2024 | 111.89% | 65.02% | $0 | $10.9M |
| Q3 2024 | 95.95% | 62.53% | $0 | $0 |
| Q4 2024 | 94.40% | 52.73% | $0 | $0 |
| Q1 2025 | 95.47% | 54.37% | $0 | $0 |
| Q2 2025 | 87.66% | 57.54% | $0 | $0 |
| Q3 2025 | 81.58% | 57.08% | $0 | $0 |
| Q4 2025 | 102.57% | 56.21% | $0 | $1.5M |
| Q1 2026 | 96.14% | 60.51% | $0 | $0 |
| Q2 2026 | 99.21% | 57.02% | $0 | $700K |
Paramount Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Paramount Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Paramount Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 57884) · FFIEC NIC profile (RSSD 3308574)