Paramount Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Paramount Bank of Hazelwood, MO against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -6.87% | 0.85% | -7.72% | 2nd bottom |
| ROAE | -55.36% | 5.23% | -60.59% | 1st bottom |
| Net Interest Margin | 3.28% | 3.94% | -0.66% | 22nd bottom |
| Efficiency Ratio | 225.10% | 76.13% | +148.97% | 2nd bottom |
| Yield on Earning Assets | 6.30% | 5.42% | +0.88% | 84th top |
| Cost of Funds | 3.40% | 1.69% | +1.71% | 4th bottom |
| Net Interest Spread | 2.72% | — | — | 24th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.55% | 1.23% | -0.68% | 47th below |
| NPA / Total Assets | 1.01% | — | — | 22nd bottom |
| NCO / Avg Loans | 0.89% | 0.11% | +0.78% | 3rd bottom |
| ACL / Total Loans | 0.84% | — | — | 18th bottom |
| ACL / NPLs (Coverage) | 154.19% | — | — | 54th above |
| Texas Ratio | 8.72% | 7.23% | +1.49% | 21st bottom |
| Provision / NCO | 169.82% | — | — | 76th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 15.71% | 25.12% | -9.41% | 24th bottom |
| Tier 1 Ratio | 15.71% | 25.12% | -9.41% | 24th bottom |
| Total Capital Ratio | 16.78% | — | — | 25th below |
| Leverage Ratio | 10.88% | 14.13% | -3.25% | 26th below |
| Equity / Assets | 11.64% | 13.07% | -1.43% | 42nd below |
| TCE / Tangible Assets | 10.97% | — | — | 36th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 99.21% | 68.58% | +30.63% | 11th bottom |
| Core Deposit Ratio | 57.02% | 88.79% | -31.77% | 3rd bottom |
| Wholesale Funding Ratio | 0.81% | — | — | 82nd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 6.75% | — | — | 70th above |
| Loan Growth (Y/Y) | 14.66% | — | — | 85th top |
| Deposit Growth (Y/Y) | 1.31% | — | — | 44th below |
See Paramount Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Paramount Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Paramount Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Paramount Bank peer analysis.