Fidelity Personal Trust Company, F.S.B.
Fidelity Personal Trust Company, F.s.b. is a small community bank chartered in 2000, based in Boston, MA, in the Greater Boston banking market. As of Q1 2026, the bank held approximately $68M in total assets and $500K in deposits. Returns are notably above industry norms: 32.58% ROA, 33.85% ROE, and 3.89% NIM. Under the simplified Community Bank Leverage Ratio framework, leverage of 100.30% exceeds the 9% CBLR threshold. It operates 2 branches, primarily in Massachusetts.
Headquarters Profile
- Address
- 2 Contra Way, BOSTON, MA 03054
- County
- Hillsborough
- Metro Area
- BOSTON-CAMBRIDGE-NEWTON, MA-NH
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- Fed District
- 2
- Established
- May 15, 2000
- Branches
- 2 domestic
- Employees (FTE)
- 54
- FDIC Cert
- 35206
- Fed RSSD
- 2914268
- Website
- www.fidelity.com →
Asset Quality
Capital & Liquidity
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Fidelity Personal Trust Company, F.S.B. rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Frequently asked about Fidelity Personal Trust Company, F.S.B.
What are Fidelity Personal Trust Company, F.S.B.'s total assets?
As of the Q1 2026 filing, Fidelity Personal Trust Company, F.S.B. reported total assets of $67.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Fidelity Personal Trust Company, F.S.B. headquartered?
Fidelity Personal Trust Company, F.S.B. is headquartered in BOSTON, MA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Fidelity Personal Trust Company, F.S.B. founded?
Fidelity Personal Trust Company, F.S.B. was established in 2000, per the FDIC institution directory.
Is Fidelity Personal Trust Company, F.S.B. FDIC-insured?
Yes. Fidelity Personal Trust Company, F.S.B. is an FDIC-insured commercial bank (FDIC Certificate #35206). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fidelity Personal Trust Company, F.S.B.?
Fidelity Personal Trust Company, F.S.B.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Fidelity Personal Trust Company, F.S.B. operate?
Fidelity Personal Trust Company, F.S.B. operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Fidelity Personal Trust Company, F.S.B.'s Texas Ratio?
Fidelity Personal Trust Company, F.S.B.'s Texas Ratio is 0.00% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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