Bank Comparison
Wellington Trust Company N.A. vs North Cambridge Co-operative Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
9 · 6
winning metrics across 15 comparable rows
Capital adequacy
| Metric | Wellington Trust Company N.A. | North Cambridge Co-operative Bank |
|---|---|---|
| CET1 Ratio | 59.92% | 63.29% |
| Tier 1 Capital Ratio | 59.92% | 63.29% |
| Total Capital Ratio | 59.92% | 64.54% |
| Tier 1 Leverage Ratio | 57.11% | 28.49% |
| Equity / Assets | 57.16% | 28.73% |
Profitability
| Metric | Wellington Trust Company N.A. | North Cambridge Co-operative Bank |
|---|---|---|
| Return on Assets (ROA) | 1.51% | -0.95% |
| Return on Equity (ROE) | 2.64% | -3.12% |
| Net Interest Margin (NIM) | — | 3.01% |
| Yield on Earning Assets | 23.60% | 3.99% |
| Cost of Funds | 1.74% | 1.30% |
Asset quality
| Metric | Wellington Trust Company N.A. | North Cambridge Co-operative Bank |
|---|---|---|
| Texas Ratio | 0.00% | 0.00% |
| Non-Performing Loan Ratio | — | 0.00% |
| Non-Performing Asset Ratio | 0.00% | 0.00% |
| Net Charge-Off Ratio | — | 0.00% |
| ACL / Loans | — | 0.92% |
Balance sheet
| Metric | Wellington Trust Company N.A. | North Cambridge Co-operative Bank |
|---|---|---|
| Total Assets | $94,797K | $86,398K |
| Total Deposits | $0 | $60,021K |
| Total Loans | $0 | $46,963K |
| Total Equity | $54,186K | $24,821K |
| Net Income (quarter) | $357 | $-195 |
Liquidity & funding
| Metric | Wellington Trust Company N.A. | North Cambridge Co-operative Bank |
|---|---|---|
| Loan-to-Deposit Ratio | — | 78.24% |
| Core Deposit Ratio | — | 89.25% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Wellington Trust Company N.A. | North Cambridge Co-operative Bank |
|---|---|---|
| Headquarters City | BOSTON | CAMBRIDGE |
| Headquarters State | MA | MA |
| Asset Tier | Micro | Micro |
| Charter Class | 17202 | 0 |
| Regulator | OCC | FDIC |
| Domestic Branches | — | 1 |
| Employees (FTE) | 17 | 9 |
| Established | March 1, 1982, midnight | Jan. 1, 1912, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
View full Wellington Trust Company N.A. profile | View full North Cambridge Co-operative Bank profile | Browse all bank comparisons