Scribner Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Scribner Bank of Scribner, NE against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 2.79% | 0.85% | +1.94% | 91st top |
| ROAE | 17.23% | 5.23% | +12.00% | 86th top |
| Net Interest Margin | 4.87% | 3.94% | +0.93% | 83rd top |
| Efficiency Ratio | 56.42% | 76.13% | -19.71% | 77th top |
| PPNR / Avg Assets | 3.54% | — | — | 94th top |
| Yield on Earning Assets | 6.13% | 5.42% | +0.71% | 80th top |
| Cost of Funds | 1.46% | 1.69% | -0.23% | 54th above |
| Net Interest Spread | 3.98% | — | — | 76th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.04% | 1.23% | -1.19% | 69th above |
| NPA / Total Assets | 0.03% | — | — | 63rd above |
| NCO / Avg Loans | -0.25% | 0.11% | -0.36% | 96th top |
| ACL / Total Loans | 1.92% | — | — | 82nd top |
| ACL / NPLs (Coverage) | 4448.00% | — | — | — |
| Texas Ratio | 0.16% | 7.23% | -7.07% | 64th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.56% | 14.13% | +2.43% | 72nd above |
| Equity / Assets | 16.51% | 13.07% | +3.44% | 72nd above |
| TCE / Tangible Assets | 16.51% | — | — | 74th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 80.31% | 68.58% | +11.73% | 30th below |
| Core Deposit Ratio | 97.12% | 88.79% | +8.33% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.07% | — | — | 37th below |
| Loan Growth (Y/Y) | 5.03% | — | — | 59th above |
| Deposit Growth (Y/Y) | -0.85% | — | — | 28th below |
See Scribner Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Scribner Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Scribner Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Scribner Bank peer analysis.