Clarkson Bank
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Data as of · sourced from FFIEC call reports. How we update
Clarkson Bank is an FDIC-insured commercial bank headquartered in Clarkson, NE, established in 1934 (FDIC certificate 14581), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $81.4M, up 10.0% from Q2 2025, the 112th largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.04% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 14581
- Headquarters
- Clarkson, NE
- Established
- 1934
- Total assets, Q2 2026
- $81.4M
- Assets vs Q2 2025
- +10.0%
- Tier 1 leverage ratio, Q2 2026
- 11.04%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 104903579
- Holding company
- CLARKSON BANCSHARES, LLC
- Asset rank in state
- 112th of 138 in Nebraska
Clarkson Bank runs leaner than most banks of its size. It reported $81 million in assets at June 30, 2026, up 10.0% from a year earlier. It spends about 43 cents to bring in each dollar of revenue, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 69 cents). It also grew its loan book 22.0% over the year, 8.6 times the median of 2.6% for banks its size.
Earnings jumped: net income for the quarter was $362,000, 42% above the same quarter a year earlier. Over the same year, loans grew 22.0% and deposits grew 10.3%.
As of June 30, 2026, Clarkson Bank reported a return on assets of 1.79%, a nonperforming-loan ratio of 0.19% and a Texas ratio of 0.92%. The figures come from its call report filed with the FFIEC.
Of the 138 banks headquartered in Nebraska, Clarkson Bank is the 112th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 6.6% to $81.4M, loans fell 0.4% and deposits rose 7.3%. The largest part of its loan book on June 30, 2026 was agricultural production loans, at 41.7% of total loans, ahead of farmland and other real estate loans at 39.1%. Its one office in the FDIC Summary of Deposits is in Clarkson, NE. By the capital ratios in its Q2 2026 call report, Clarkson Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 243 Pine St, Clarkson, NE 68629
- County
- Colfax
- Metro Area
- Columbus, NE
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 17, 1934
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 8
- Domestic deposits
- $70.7M
- Allowance for credit losses
- $894K
- Net charge-offs (YTD)
- -$1K
- Average total assets
- $80.9M
- Average total loans
- $43.3M
- Average interest-bearing deposits
- $50.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 18, 1934
- FDIC Cert
- 14581
- Fed RSSD
- 1007958
- SEC CIK
- 1896861 → filed by CLARKSON BANCSHARES, LLC
- Website
- www.clarksonbank.com →
- Parent Holding Company
- CLARKSON BANCSHARES, LLC (RSSD 5686847)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Clarkson Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Clarkson Bank's total assets ran between $68.2M (Q3 2023) and $81.4M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$81.4M total assets against $74.0M; $73.2M total liabilities against $66.6M.
$42.5M net loans and leases against $34.7M; $70.7M total deposits against $64.1M.
$27.0M securities against $30.6M; $10.2M cash and balances due against $6.8M.
$1.0M total interest income against $875K; $279K total interest expense against $293K.
$724K net interest income against $582K.
$18K total noninterest income against $18K; $329K total noninterest expense against $302K.
No provision recorded in the last 12 quarters.
$362K net income against $255K.
1.79% return on assets against 1.35%; 3.79% net interest margin against 3.27%.
11.04% tier 1 leverage ratio against 11.29%.
Inside the full Clarkson Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 1.03% (Q3 2024) to 1.79% (Q2 2026) and its net interest margin ran from 2.85% (Q3 2024) to 3.79% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.04% | 1.79% | 0.19% | 0.92% | 3.79% |
| Q1 2026 | 11.20% | 1.58% | 0.21% | 1.04% | 3.65% |
| Q4 2025 | 11.25% | 1.20% | 0.22% | 1.12% | 3.49% |
| Q3 2025 | 11.56% | 1.52% | 0.28% | 1.24% | 3.52% |
| Q2 2025 | 11.29% | 1.35% | 0.33% | 2.06% | 3.27% |
| Q1 2025 | 11.21% | 1.12% | 0.35% | 1.48% | 2.98% |
| Q4 2024 | 11.21% | 1.16% | 0.03% | 0.14% | 2.92% |
| Q3 2024 | 11.27% | 1.03% | 0.04% | 0.15% | 2.85% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Clarkson Bank (main office) | Clarkson , NE | 68629 | $70.7M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in NE, rank 123 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $18K approved, $18K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 1996 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Clarkson Bank
What are Clarkson Bank's total assets?
As of the Q2 2026 filing, Clarkson Bank reported total assets of $81.4 million in its FFIEC call report.
Where is Clarkson Bank headquartered?
It is headquartered in Clarkson, NE, United States.
When was Clarkson Bank founded?
It was established in 1934, per the FDIC institution directory.
Is Clarkson Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #14581). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Clarkson Bank?
Clarkson Bank's primary federal regulator is the FDIC.
How many branches does Clarkson Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Clarkson Bank's Texas Ratio?
Its Texas Ratio is 0.92% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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