Clarkson Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Clarkson Bank of Clarkson, NE against its peer group of 506 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA Behind the peer average, ahead of the median peer. | 1.79% | 3.13% | -1.34% | 78th top |
| ROAE | 17.88% | 10.28% | +7.60% | 88th top |
| Net Interest Margin | 3.79% | 3.94% | -0.15% | 45th below |
| Efficiency Ratio | 42.75% | 76.39% | -33.64% | 94th top |
| PPNR / Avg Assets | 2.04% | 1.40% | +0.64% | 80th top |
| Yield on Earning Assets | 5.20% | 5.35% | -0.15% | 49th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.63% | 1.70% | -0.07% | 46th below |
| Net Interest Spread | 3.08% | 3.32% | -0.24% | 37th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.19% | 1.34% | -1.15% | 53rd above |
| NPA / Total Assets | 0.10% | 0.71% | -0.61% | 53rd above |
| NCO / Avg Loans | 0.00% | 0.10% | -0.10% | 53rd above |
| ACL / Total Loans | 2.06% | 1.49% | +0.57% | 83rd top |
| ACL / NPLs (Coverage) | 1064.29% | 864.50% | +199.79% | — |
| Texas Ratio | 0.92% | 8.28% | -7.36% | 58th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 11.04% | 17.66% | -6.62% | 28th below |
| Equity / Assets | 10.08% | 16.46% | -6.38% | 27th below |
| TCE / Tangible Assets | 10.08% | 16.21% | -6.13% | 29th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 61.37% | 72.86% | -11.49% | 59th above |
| Core Deposit Ratio | 92.44% | 88.27% | +4.17% | 56th above |
| Wholesale Funding Ratio | 2.83% | 5.19% | -2.36% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.05% | 4.25% | +5.80% | 84th top |
| Loan Growth (Y/Y) | 22.01% | 6.72% | +15.29% | 92nd top |
| Deposit Growth (Y/Y) | 10.30% | 3.71% | +6.59% | 85th top |
See Clarkson Bank's peers by name
The 506 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Clarkson Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Clarkson Bank profile, how to read a UBPR, or how this data updates.