Platte Valley Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.17 percentage points in Q2 2026 to 3.74%, the biggest move on this page. Platte Valley Bank ranks 79th of 138 Nebraska banks on net interest margin, in the lower half at 3.74% (Q2 2026). The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Platte Valley Bank sits 0.21 points lower, at 3.74% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.18% |
| Yield on loans | 6.85% |
| Yield on securities | 3.27% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.63% |
| Cost of interest-bearing deposits | 2.06% |
| Cost of interest-bearing liabilities | 2.06% |
| Cost of borrowings | 0.00% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.74% |
| Yield to cost spread | 3.12% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $907K |
| Total interest expense | $376K |
| Interest expense on deposits | $376K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.46% | 1.25% | 3.35% | 6.86% | 2.20% |
| Q4 2023 | 4.51% | 1.67% | 3.02% | 6.97% | 2.20% |
| Q1 2024 | 4.66% | 1.92% | 2.97% | 7.07% | 2.28% |
| Q2 2024 | 4.78% | 2.12% | 2.91% | 7.20% | 2.32% |
| Q3 2024 | 4.92% | 2.18% | 3.02% | 7.29% | 2.44% |
| Q4 2024 | 4.90% | 1.95% | 3.17% | 7.08% | 2.51% |
| Q1 2025 | 4.87% | 1.93% | 3.22% | 6.96% | 2.65% |
| Q2 2025 | 5.08% | 1.84% | 3.38% | 7.15% | 2.94% |
| Q3 2025 | 5.22% | 2.00% | 3.53% | 7.24% | 3.05% |
| Q4 2025 | 4.98% | 1.77% | 3.50% | 6.53% | 3.13% |
| Q1 2026 | 5.04% | 1.67% | 3.57% | 6.85% | 3.11% |
| Q2 2026 | 5.18% | 1.63% | 3.74% | 6.85% | 3.27% |
Platte Valley Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Platte Valley Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Platte Valley Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 9818) · FFIEC NIC profile (RSSD 45056)