Brunswick State Bank
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Data as of · sourced from FFIEC call reports. How we update
Brunswick State Bank is an FDIC-insured commercial bank headquartered in Brunswick, NE, established in 1930 (FDIC certificate 13692), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $175.6M, up 2.4% from Q2 2025, the 85th largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.39% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 13692
- Headquarters
- Brunswick, NE
- Established
- 1930
- Total assets, Q2 2026
- $175.6M
- Assets vs Q2 2025
- +2.4%
- Tier 1 leverage ratio, Q2 2026
- 9.39%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 104106716
- Latest call report
- Q2 2026, FFIEC 051 · Brunswick State Bank call report
- Holding company
- BSB BANCSHARES, INC.
- Asset rank in state
- 85th of 138 in Nebraska
Brunswick State Bank pays more for its money than most banks of its size. The Brunswick, Nebraska bank had $176 million in assets at June 30, 2026, up 2.4% from a year earlier. It pays an average of 2.92% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also carries problem assets equal to 13.0% of the capital and reserves that would absorb them, 4.9 times the median of 2.6% for banks its size.
Delinquency has appeared in its $37 million commercial and industrial book: 0.91% of those loans are past due or on nonaccrual, against almost none a year earlier. Where it has less room is capital: it funds 9.39% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
As of June 30, 2026, Brunswick State Bank reported a return on assets of 1.33%, a nonperforming-loan ratio of 1.30% and a Texas ratio of 13.05%. The figures come from its call report filed with the FFIEC.
Brunswick State Bank ranks as the 85th largest of the 138 banks based in Nebraska, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 0.6% to $175.6M, loans fell 0.1% and deposits rose 0.4%. Its loan book on June 30, 2026 was led by agricultural production loans, at 39.4% of total loans, followed by commercial and industrial loans at 24.6%. The FDIC Summary of Deposits lists 3 offices for it, in Brunswick, NE, Winnetoon, NE and Magnet, NE; its Brunswick office books 46% of its branch deposits. On its Q2 2026 call report, Brunswick State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 226 2nd St, Brunswick, NE 68720
- County
- Antelope
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1930
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 19
- Domestic deposits
- $158.6M
- Allowance for credit losses
- $2.6M
- Net charge-offs (YTD)
- -$655K
- Average total assets
- $175.9M
- Average total loans
- $151.9M
- Average interest-bearing deposits
- $130.5M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 18, 1934
- FDIC Cert
- 13692
- Fed RSSD
- 413758
- Website
- www.brunswickstatebank.com →
- Parent Holding Company
- BSB BANCSHARES, INC. (RSSD 3612244)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Brunswick State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Brunswick State Bank's total assets ran between $155.7M (Q3 2023) and $175.6M (Q2 2026), and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$175.6M total assets against $171.5M; $159.2M total liabilities against $155.5M.
$148.3M net loans and leases against $145.2M; $158.6M total deposits against $154.8M.
$4.1M securities against $5.8M; $18.7M cash and balances due against $15.8M.
$2.7M total interest income against $2.8M; $1.1M total interest expense against $1.2M.
$1.6M net interest income against $1.6M.
$58K total noninterest income against $71K; $995K total noninterest expense against $973K.
$75K provision for credit losses against $45K.
$586K net income against $596K.
1.33% return on assets against 1.39%; 3.81% net interest margin against 3.78%.
9.39% tier 1 leverage ratio against 9.40%.
Inside the full Brunswick State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBrunswick State Bank rankings
Its closest position to the top of a national ranking is 408 of 3,640, for Texas Ratio; its furthest is 3,131 of 4,196, for total assets.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.61% (Q4 2025) to 1.74% (Q4 2024) and its net interest margin ran from 3.78% (Q2 2025) to 4.24% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.39% | 1.33% | 1.30% | 13.05% | 3.81% |
| Q1 2026 | 9.54% | 1.17% | 0.66% | 5.57% | 4.05% |
| Q4 2025 | 9.43% | -0.61% | 0.71% | 5.88% | 4.20% |
| Q3 2025 | 9.75% | 1.48% | 1.27% | 10.47% | 4.24% |
| Q2 2025 | 9.40% | 1.39% | 1.28% | 10.51% | 3.78% |
| Q1 2025 | 9.44% | 1.68% | 0.86% | 7.01% | 3.99% |
| Q4 2024 | 9.32% | 1.74% | 0.59% | 4.89% | 4.17% |
| Q3 2024 | 9.55% | 1.72% | 0.66% | 5.77% | 3.93% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Brunswick State Bank (main office) | Brunswick , NE | 68720 | $73.6M |
| Winnetoon Branch | Winnetoon , NE | 68789 | $66.2M |
| Brunswick State Bank - Magnet Branch | Magnet , NE | 68749 | $18.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in NE, rank 88 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Brunswick State Bank
What are Brunswick State Bank's total assets?
As of the Q2 2026 filing, Brunswick State Bank reported total assets of $175.6 million in its FFIEC call report.
Where is Brunswick State Bank headquartered?
It is headquartered in Brunswick, NE, United States.
When was Brunswick State Bank founded?
It was established in 1930, per the FDIC institution directory.
Is Brunswick State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #13692). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Brunswick State Bank?
Brunswick State Bank's primary federal regulator is the FDIC.
How many branches does Brunswick State Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Brunswick State Bank's Texas Ratio?
Its Texas Ratio is 13.05% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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