Brunswick State Bank: Loan Portfolio
Data as of · Call Report Schedule RC-C How we update
The loan book by category. Concentration is what supervisors read here: a portfolio weighted heavily toward one collateral type carries that sector's cycle, which is the mechanism behind most community-bank failures.
The standout move of Q2 2026 was in CRE concentration (Tier 1 capital + allowance): 16.85 percentage points lower than in Q1 2026, at 114.49%. Within Nebraska, Brunswick State Bank is 26th of 138 on loan-to-deposit ratio, 95.13% as of Q2 2026. The median for banks in the $100M-1B asset tier is 80.55% on loan-to-deposit ratio. Brunswick State Bank sits 14.58 points higher, at 95.13% (Q2 2026).
Loan totals
| Line item | Q2 2026 |
|---|---|
| Total loans and leases | $150.8M |
| Net loans and leases | $148.3M |
| Loans held for sale | $0 |
| Loans to total assets | 85.90% |
| Loan-to-deposit ratio | 95.13% |
| Net loans to equity capital | 9.03% |
Portfolio mix (share of total loans)
| Line item | Q2 2026 |
|---|---|
| Commercial real estate (nonfarm nonresidential) | 14.48% |
| Multifamily (5+ residential) | 0.00% |
| Commercial and industrial | 24.57% |
| Consumer | 4.45% |
| Credit cards | 0.00% |
| Farm | 15.74% |
| Loans to depository institutions | 0.00% |
| State and political subdivisions | 0.00% |
Concentration measures
| Line item | Q2 2026 |
|---|---|
| CRE concentration (Tier 1 capital + allowance) | 114.49% |
| Construction concentration (Tier 1 capital + allowance) | 0.00% |
Supervisory definition (FFIEC UBPR page 7B): construction and land development, multifamily, non-owner-occupied nonfarm nonresidential and unsecured CRE loans, over Tier 1 capital plus the allowance for credit losses. Owner-occupied CRE and farmland are excluded. The 2006 interagency guidance flags CRE above 300% of capital, or construction and development above 100%, for heightened supervisory scrutiny. These are screening thresholds, not limits.
Loan earnings
| Line item | Q2 2026 |
|---|---|
| Yield on loans | 6.80% |
| Interest income on loans | $2.6M |
Loan Portfolio trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Loan Portfolio by quarter
| Quarter | Total loans | Total deposits | Commercial real estate | Commercial and industrial | Consumer |
|---|---|---|---|---|---|
| Q3 2023 | $133.6M | $140.9M | 18.44% | 22.04% | 3.94% |
| Q4 2023 | $135.6M | $139.8M | 19.19% | 22.80% | 4.09% |
| Q1 2024 | $134.0M | $142.0M | 19.10% | 22.87% | 4.27% |
| Q2 2024 | $138.4M | $144.2M | 17.61% | 23.94% | 4.35% |
| Q3 2024 | $150.3M | $142.1M | 18.13% | 22.57% | 4.18% |
| Q4 2024 | $145.5M | $158.8M | 18.70% | 23.23% | 4.38% |
| Q1 2025 | $143.7M | $157.3M | 17.72% | 23.16% | 4.37% |
| Q2 2025 | $147.1M | $154.8M | 17.92% | 23.58% | 4.65% |
| Q3 2025 | $151.8M | $150.7M | 16.36% | 23.22% | 4.55% |
| Q4 2025 | $147.8M | $154.4M | 16.03% | 23.52% | 4.66% |
| Q1 2026 | $150.9M | $158.0M | 15.71% | 23.16% | 4.47% |
| Q2 2026 | $150.8M | $158.6M | 14.48% | 24.57% | 4.45% |
Brunswick State Bank loan portfolio, all the way back
Loan Portfolio back to 2001 · peer percentiles on every line item · Excel export
Unlock Brunswick State Bank, freeSource: Call Report Schedule RC-C, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brunswick State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13692) · FFIEC NIC profile (RSSD 413758)