Brunswick State Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 52.35 percentage points lower than in Q1 2026, at 130.71%. Within Nebraska, Brunswick State Bank is 75th of 138 on return on assets, 1.33% as of Q2 2026. The median for banks in the $100M-1B asset tier is 1.26% on return on assets. Brunswick State Bank sits 0.08 points higher, at 1.33% (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.39% |
| Equity capital to assets | 9.35% |
| Tangible equity to tangible assets | 9.35% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.30% |
| Non-performing assets ratio | 1.41% |
| Net charge-off ratio | -1.74% |
| Texas ratio | 13.05% |
| Allowance for credit losses to loans | 1.70% |
| Reserve coverage of non-performing loans | 130.71% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.33% |
| Return on equity | 14.42% |
| Net interest margin | 3.81% |
| Efficiency ratio | 59.29% |
| Yield on earning assets | 6.50% |
| Cost of funds | 2.92% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 95.13% |
| Core deposits to total deposits | 82.56% |
| Brokered deposits to total deposits | 4.66% |
| Deposits to assets | 90.30% |
| Securities to assets | 2.31% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q3 2023 | 9.81% | 2.06% | 4.04% | 0.72% | -0.23% |
| Q4 2023 | 9.52% | 2.11% | 4.05% | 0.67% | 0.09% |
| Q1 2024 | 9.73% | 1.85% | 3.97% | 0.71% | 0.10% |
| Q2 2024 | 9.68% | 1.70% | 3.88% | 0.70% | 0.04% |
| Q3 2024 | 9.55% | 1.72% | 3.93% | 0.66% | 0.00% |
| Q4 2024 | 9.32% | 1.74% | 4.17% | 0.59% | -0.05% |
| Q1 2025 | 9.44% | 1.68% | 3.99% | 0.86% | 0.00% |
| Q2 2025 | 9.40% | 1.39% | 3.78% | 1.28% | 0.26% |
| Q3 2025 | 9.75% | 1.48% | 4.24% | 1.27% | 0.00% |
| Q4 2025 | 9.43% | -0.61% | 4.20% | 0.71% | 3.63% |
| Q1 2026 | 9.54% | 1.17% | 4.05% | 0.66% | 0.01% |
| Q2 2026 | 9.39% | 1.33% | 3.81% | 1.30% | -1.74% |
Brunswick State Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brunswick State Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brunswick State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13692) · FFIEC NIC profile (RSSD 413758)