Brunswick State Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin fell 0.24 percentage points in Q2 2026 to 3.81%, the biggest move on this page. Within Nebraska, Brunswick State Bank is 71st of 138 on net interest margin, 3.81% as of Q2 2026. The median for banks in the $100M-1B asset tier is 3.94% on net interest margin. Brunswick State Bank sits 0.13 points lower, at 3.81% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 6.50% |
| Yield on loans | 6.80% |
| Yield on securities | 4.40% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 2.92% |
| Cost of interest-bearing deposits | 3.44% |
| Cost of interest-bearing liabilities | 3.44% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.81% |
| Yield to cost spread | 3.06% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.6M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $1.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 6.41% | 2.71% | 4.04% | 6.71% | 3.68% |
| Q4 2023 | 6.61% | 2.94% | 4.05% | 6.92% | 3.57% |
| Q1 2024 | 6.60% | 2.93% | 3.97% | 6.93% | 3.51% |
| Q2 2024 | 6.79% | 2.97% | 3.88% | 7.06% | 4.13% |
| Q3 2024 | 7.18% | 3.44% | 3.93% | 7.45% | 4.79% |
| Q4 2024 | 7.31% | 3.38% | 4.17% | 7.62% | 4.21% |
| Q1 2025 | 6.90% | 3.10% | 3.99% | 7.25% | 4.15% |
| Q2 2025 | 6.75% | 3.22% | 3.78% | 7.11% | 4.33% |
| Q3 2025 | 7.25% | 3.28% | 4.24% | 7.51% | 4.45% |
| Q4 2025 | 7.08% | 3.13% | 4.20% | 7.36% | 4.46% |
| Q1 2026 | 6.78% | 2.91% | 4.05% | 7.09% | 4.63% |
| Q2 2026 | 6.50% | 2.92% | 3.81% | 6.80% | 4.40% |
Brunswick State Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Brunswick State Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Brunswick State Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13692) · FFIEC NIC profile (RSSD 413758)