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Financial strength ranking · Louisiana · Call Report data as of Q2 2026

Best Banks in Louisiana by Financial Strength

Currency Bank ranks first among the 88 banks headquartered in Louisiana we score, with a financial strength score of 83.2 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first
Currency Bank
Its score
83.2 of 100
Banks scored in Louisiana
88
Its return on assets
2.62%

Every scored bank in Louisiana

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Louisiana ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.
1 Currency Bank Oak Grove 83.2 2.62% 43.74% 13.38% 0.11% $248.5M
2 First National Bank USA Boutte 75.2 1.55% 54.44% 14.06% 0.01% $249.1M
3 Century Next Bank Ruston 73.8 1.85% 48.84% 11.95% 0.13% $916.4M
4 South Louisiana Bank Houma 72.9 2.01% 56.69% 15.30% 0.25% $659.8M
5 Hodge Bank & Trust Company Hodge 72.0 2.85% 42.08% 15.16% 1.31% $127.6M
6 Rayne State Bank & Trust Company Rayne 70.6 2.17% 49.82% 11.58% 0.29% $540.5M
7 First National Bank of Louisiana Crowley 70.5 1.62% 55.13% 11.02% 0.00% $631.1M
8 Exchange Bank and Trust Company Natchitoches 70.4 2.26% 42.93% 11.42% 0.44% $212.5M
9 Red River Bank Alexandria 68.8 1.44% 53.84% 12.49% 0.08% $3.31B
10 The Cottonport Bank Cottonport 67.9 1.93% 51.43% 13.94% 0.68% $581.6M
11 The Bank Jennings 65.4 1.66% 51.57% 12.76% 0.48% $462.0M
12 Community Bank of Louisiana Mansfield 63.7 1.73% 48.36% 10.13% 0.20% $852.9M
13 American Bank & Trust Company Opelousas 63.6 1.91% 57.13% 11.71% 0.34% $267.0M
14 Jonesboro State Bank Jonesboro 62.9 1.80% 28.66% 7.67% 0.10% $1.30B
15 Resource Bank Covington 58.6 1.18% 65.12% 12.80% 0.04% $980.7M
16 The Evangeline Bank and Trust Company Ville Platte 57.2 1.51% 56.20% 14.22% 1.07% $1.11B
17 The First National Bank of Jeanerette Jeanerette 57.2 2.11% 53.39% 9.96% 0.50% $646.5M
18 Commercial Capital Bank Delhi 56.2 1.99% 49.01% 11.45% 4.58% $611.4M
19 Synergy Bank Houma 55.5 1.63% 47.57% 11.26% 1.47% $1.28B
20 Bank of Sunset & Trust Company Sunset 55.2 1.63% 56.36% 11.37% 0.69% $192.3M
21 Bank of Oak Ridge Oak Ridge 54.8 1.09% 69.97% 11.59% 0.00% $138.6M
22 Vermilion Bank & Trust Company Kaplan 53.3 1.75% 61.80% 12.55% 1.04% $145.5M
23 Delta Bank Vidalia 53.1 1.99% 53.24% 10.04% 0.89% $632.0M
24 Origin Bank Choudrant 52.8 1.41% 54.03% 11.37% 0.78% $10.18B
25 State Bank & Trust Company Golden Meadow 52.7 1.62% 62.70% 10.63% 0.32% $165.1M
26 Community First Bank New Iberia 52.2 1.80% 58.37% 9.74% 0.37% $781.6M
27 United Community Bank Raceland 52.0 1.77% 69.76% 14.47% 1.03% $665.5M
28 Metairie Bank & Trust Company Metairie 51.9 1.21% 59.41% 11.49% 0.35% $666.0M
29 CLB the Community Bank Jonesville 51.0 1.80% 57.32% 11.36% 1.69% $350.9M
30 Gulf Coast Bank Abbeville 50.8 1.19% 71.41% 14.75% 0.36% $513.7M
31 Louisiana National Bank Ruston 50.8 2.10% 55.77% 10.49% 1.75% $474.0M
32 Simmesport State Bank Simmesport 50.8 1.70% 57.68% 12.28% 3.19% $198.5M
33 Feliciana Bank & Trust Company Clinton 50.6 1.59% 62.89% 11.81% 0.77% $180.4M
34 First American Bank and Trust Vacherie 49.9 1.25% 62.75% 13.81% 0.79% $1.38B
35 Bank of Zachary Zachary 49.9 0.96% 70.18% 11.92% 0.05% $416.0M
36 Tensas State Bank Newellton 49.8 1.33% 57.60% 13.87% 2.44% $185.5M
37 City Bank & Trust Co. Natchitoches 49.7 1.69% 64.07% 11.35% 0.75% $382.0M
38 Home Bank, N.A. Lafayette 48.7 1.38% 59.59% 12.11% 1.09% $3.60B
39 Plaquemine Bank and Trust Company Plaquemine 48.3 0.74% 72.62% 12.16% 0.01% $218.3M
40 Winnsboro State Bank & Trust Company Winnsboro 48.2 1.57% 60.74% 10.85% 0.76% $425.7M
41 Franklin State Bank & Trust Company Winnsboro 48.1 1.74% 62.89% 10.03% 0.49% $224.7M
42 Fifth District Savings Bank New Orleans 47.0 0.34% 85.21% 21.41% 0.07% $531.8M
43 Citizens Bank and Trust Company Plaquemine 46.1 1.18% 62.42% 11.93% 0.68% $480.8M
44 First National Bank in Deridder Deridder 46.1 1.49% 57.25% 9.84% 0.64% $419.0M
45 Bank of Winnfield & Trust Company Winnfield 46.0 0.90% 76.58% 14.43% 0.26% $156.0M
46 Citizens Savings Bank Bogalusa 45.9 1.18% 69.78% 14.33% 0.71% $329.1M
47 Bank of Abbeville & Trust Company Abbeville 45.7 1.31% 63.65% 12.92% 1.36% $245.5M
48 Farmers State Bank & Trust Company Church Point 43.9 2.00% 56.64% 9.10% 1.30% $174.7M
49 JD Bank Jennings 43.7 1.15% 69.98% 11.88% 0.45% $1.26B
50 Guaranty Bank and Trust Company New Roads 43.2 1.23% 63.86% 13.82% 2.80% $318.5M
51 Guaranty Bank & Trust Company of Delhi Delhi 43.1 1.72% 52.48% 8.50% 1.17% $457.4M
52 Southern Heritage Bank Jonesville 43.0 1.60% 67.15% 10.54% 0.78% $397.9M
53 Colfax Banking Company Colfax 42.8 0.78% 78.11% 11.05% 0.02% $152.3M
54 First National Bankers Bank Baton Rouge 42.2 0.84% 80.66% 16.14% 0.43% $983.0M
55 Catalyst Bank Opelousas 41.9 0.90% 76.14% 26.55% 0.81% $286.8M
56 Merchants & Farmers Bank & Trust Company Leesville 40.9 0.90% 65.98% 11.17% 0.37% $541.4M
57 b1BANK Baton Rouge 40.3 1.20% 60.44% 10.91% 1.23% $8.89B
58 Bank of St. Francisville Saint Francisville 39.7 1.35% 63.53% 9.87% 0.65% $398.7M
59 Bonvenu Bank, N.A. Bossier City 39.4 0.89% 71.57% 10.04% 0.09% $1.55B
60 Investar Bank, N.A. Baton Rouge 38.7 1.02% 63.79% 10.75% 0.63% $3.85B
61 Gibsland Bank & Trust Company Gibsland 38.6 1.06% 73.24% 16.50% 2.20% $574.3M
62 Bank of Commerce & Trust Company Crowley 38.0 0.39% 80.98% 11.10% 0.05% $377.9M
63 Concordia Bank & Trust Company Vidalia 37.0 1.35% 67.01% 11.12% 2.14% $667.0M
64 Homeland Federal Savings Bank Columbia 35.3 1.52% 60.65% 9.21% 1.59% $657.8M
65 Liberty Bank and Trust Company New Orleans 34.4 0.95% 70.89% 11.35% 0.80% $1.13B
66 Sabine State Bank and Trust Company Many 33.3 1.73% 62.82% 8.28% 1.75% $1.35B
67 Anthem Bank & Trust Plaquemine 33.1 0.26% 90.27% 29.90% 0.92% $250.1M
68 Home Federal Bank Shreveport 32.6 1.05% 63.90% 9.29% 0.57% $644.0M
69 Bank of Erath Erath 31.3 -0.07% 97.57% 14.39% 0.59% $105.3M
70 Washington State Bank Washington 31.1 0.85% 66.41% 10.81% 1.14% $309.2M
71 Fidelity Bank New Orleans 29.8 0.14% 90.59% 20.32% 1.37% $1.23B
72 Citizens Bank & Trust Company of Vivian, Louisiana Vivian 27.4 0.66% 87.00% 10.31% 0.38% $159.6M
73 Bom Bank Natchitoches 27.1 0.76% 72.77% 10.64% 0.96% $1.61B
74 Gulf Coast Bank and Trust Company New Orleans 27.0 1.32% 70.84% 9.07% 1.26% $3.86B
75 Progressive National Bank Mansfield 26.4 1.02% 79.00% 10.59% 1.34% $122.9M
76 Landmark Bank Clinton 24.8 0.70% 77.62% 11.46% 1.93% $229.8M
77 First Federal Bank of Louisiana Lake Charles 24.3 0.26% 78.96% 11.95% 1.52% $1.15B
78 Beauregard Federal Savings Bank Deridder 23.5 1.06% 69.36% 9.70% 2.74% $106.4M
79 American Bank Covington 23.0 1.07% 74.42% 10.08% 3.70% $366.6M
80 St. Landry Bank and Trust Company Opelousas 22.7 0.38% 88.20% 11.20% 0.96% $294.9M
81 Hibernia Bank New Orleans 22.3 0.24% 88.14% 11.54% 1.13% $256.6M
82 Citizens Bank & Trust Company Covington 20.7 0.48% 76.27% 11.14% 4.90% $183.7M
83 South Lafourche Bank & Trust Company Larose 20.3 0.47% 86.97% 11.73% 5.66% $177.5M
84 Citizens Progressive Bank Winnsboro 18.8 0.42% 86.38% 11.31% 3.51% $243.3M
85 Patterson State Bank Patterson 15.8 0.65% 75.16% 8.92% 1.16% $330.7M
86 Caldwell Bank & Trust Company Columbia 14.5 0.55% 87.22% 10.03% 2.44% $298.6M
87 First Guaranty Bank Hammond 13.7 0.44% 66.77% 7.09% 1.81% $3.89B
88 Bank of Coushatta Coushatta 11.2 0.49% 79.66% 9.23% 3.03% $317.1M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Louisiana?

By our financial strength score, Currency Bank of Oak Grove ranks first among the 88 scored banks headquartered in Louisiana, scoring 83.2 out of 100 for Q2 2026: return on assets of 2.62%, an efficiency ratio of 43.74%, a Tier 1 leverage ratio of 13.38% and nonperforming assets of 0.11% of total assets. First National Bank USA and Century Next Bank rank second and third.

How are the best banks in Louisiana ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

Best banks in other states

More in Louisiana

Largest banks in Louisiana Bank deposits in Louisiana Largest credit unions in Louisiana Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.