Financial strength ranking · Colorado · Call Report data as of Q2 2026

Best Banks in Colorado by Financial Strength

Alamosa State Bank ranks first among the 57 banks headquartered in Colorado we score, with a financial strength score of 89.0 out of 100 as of June 30, 2026. The score averages each bank's national percentile on four Call Report ratios: return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

Ranked first: Alamosa State Bank
Its score: 89.0 of 100
Banks scored in Colorado: 57
Its return on assets: 2.50%

Every scored bank in Colorado

Select a column heading to sort. Score is 0 to 100, where 100 would be the best US bank on all four ratios; ratios for Q2 2026.

Banks headquartered in Colorado ranked by financial strength score, with total assets, return on assets, efficiency ratio, Tier 1 leverage ratio and nonperforming assets ratio.

1	Alamosa State Bank Alamosa	89.0	2.50%	38.12%	12.85%	0.00%	$340.3M
2	First National Bank Colorado Las Animas	82.7	2.01%	44.16%	11.76%	0.00%	$634.3M
3	The Gunnison Bank and Trust Company Gunnison	82.4	2.16%	50.16%	13.86%	0.03%	$255.4M
4	Amg National Trust Bank Boulder	78.1	2.44%	61.55%	15.37%	0.01%	$722.9M
5	The Dolores State Bank Dolores	72.8	1.93%	42.06%	15.64%	0.75%	$456.3M
6	Frontier Bank Lamar	72.7	2.11%	43.73%	10.78%	0.15%	$436.4M
7	5STAR Bank Colorado Springs	70.5	1.84%	53.54%	17.24%	0.51%	$378.2M
8	Bank of Estes Park Estes Park	69.4	1.72%	56.98%	10.84%	0.00%	$171.9M
9	Verus Bank of Commerce Fort Collins	69.3	1.21%	62.95%	18.46%	0.00%	$202.4M
10	Community State Bank Lamar	68.9	2.05%	43.28%	12.54%	0.75%	$208.1M
11	Yampa Valley Bank Steamboat Springs	68.4	2.55%	47.59%	9.39%	0.07%	$687.6M
12	North Valley Bank Thornton	68.0	2.93%	45.35%	13.52%	1.71%	$268.6M
13	Bank of Colorado Fort Collins	64.9	1.46%	49.32%	10.53%	0.07%	$7.61B
14	Fowler State Bank Fowler	62.4	1.72%	41.27%	13.23%	2.47%	$154.5M
15	Stockmens Bank Colorado Springs	60.1	1.48%	54.90%	10.63%	0.15%	$650.8M
16	PB&T Bank Pueblo	59.5	2.29%	57.95%	10.64%	0.42%	$815.2M
17	San Luis Valley Federal Bank Alamosa	58.4	1.13%	69.49%	17.98%	0.11%	$390.2M
18	Evergreen National Bank Evergreen	57.5	1.28%	71.65%	13.54%	0.07%	$139.9M
19	Farmers Bank Ault	55.0	1.72%	54.45%	13.02%	3.86%	$297.3M
20	Alpine Bank Glenwood Springs	54.0	1.29%	59.90%	11.02%	0.21%	$6.69B
21	Del Norte Bank, a Savings and Loan Association Del Norte	53.8	1.32%	66.34%	10.69%	0.03%	$155.3M
22	The Eastern Colorado Bank Cheyenne Wells	53.4	1.04%	69.08%	11.31%	0.00%	$720.9M
23	The Farmers State Bank of Brush Brush	52.5	0.81%	75.44%	20.13%	0.08%	$116.6M
24	Pikes Peak National Bank Colorado Springs	52.3	0.64%	81.74%	15.56%	0.00%	$110.8M
25	Rocky Mountain Bank and Trust Florence	51.2	1.48%	64.39%	13.23%	0.82%	$126.5M
26	Flatirons Bank Boulder	50.2	1.49%	67.23%	8.88%	0.00%	$370.3M
27	Wray State Bank Wray	50.2	1.59%	47.54%	9.92%	1.09%	$312.0M
28	Points West Community Bank Windsor	49.1	1.37%	63.66%	9.22%	0.03%	$877.6M
29	The Colorado Bank and Trust Company of La Junta La Junta	48.7	1.43%	65.01%	10.33%	0.25%	$330.3M
30	Redstone Bank Centennial	48.3	0.58%	74.38%	11.98%	0.00%	$298.2M
31	First Southwest Bank Durango	48.1	0.51%	80.37%	15.31%	0.04%	$657.5M
32	First Pioneer National Bank Wray	47.9	1.15%	54.64%	12.53%	1.50%	$243.4M
33	First FarmBank Greeley	47.8	1.21%	62.34%	12.29%	0.67%	$384.4M
34	High Plains Bank Flagler	47.1	2.81%	66.73%	9.60%	0.58%	$643.1M
35	Home Loan State Bank Grand Junction	46.1	1.07%	60.55%	7.95%	0.00%	$235.3M
36	Timberline Bank Grand Junction	46.0	1.16%	63.23%	9.38%	0.04%	$832.6M
37	Native American Bank, N.A. Denver	44.7	1.08%	73.29%	14.39%	0.55%	$362.0M
38	Solera National Bank Lakewood	44.1	1.44%	46.22%	8.40%	0.90%	$1.55B
39	Mountain Valley Bank Walden	41.3	0.85%	68.23%	10.51%	0.14%	$556.5M
40	NBH Bank Greenwood Village	40.9	1.15%	62.64%	10.27%	0.51%	$12.54B
41	Gunnison Savings and Loan Association Gunnison	40.9	0.27%	89.87%	12.90%	0.06%	$102.2M
42	Colorado Federal Savings Bank Greenwood Village	38.9	0.53%	59.89%	10.47%	0.36%	$2.31B
43	Equitable Savings and Loan Association Sterling	37.2	0.07%	92.72%	15.69%	0.33%	$168.3M
44	Bankers' Bank of the West Denver	36.8	0.91%	82.57%	14.37%	0.80%	$433.6M
45	Farmers State Bank of Calhan Calhan	36.4	1.10%	67.92%	9.21%	0.24%	$416.4M
46	First National Bank, Cortez Cortez	35.8	1.13%	58.55%	9.98%	1.25%	$156.9M
47	ANB Bank Denver	33.0	1.06%	75.54%	9.52%	0.26%	$2.85B
48	Park State Bank & Trust Woodland Park	32.3	1.00%	81.06%	11.27%	0.71%	$162.3M
49	The Citizens State Bank of Ouray Ouray	29.6	0.58%	82.39%	8.40%	0.00%	$231.2M
50	Integrity Bank & Trust Monument	29.5	0.99%	64.48%	9.11%	0.66%	$459.6M
51	First American State Bank Greenwood Village	28.9	0.46%	77.76%	9.67%	0.17%	$276.9M
52	First National Bank in Trinidad Trinidad	28.6	0.60%	80.48%	10.89%	0.54%	$250.5M
53	High Country Bank Salida	26.6	1.11%	70.77%	9.62%	1.13%	$528.5M
54	RG Bank, a Savings and Loan Association Monte Vista	25.8	0.58%	83.94%	11.86%	1.19%	$136.7M
55	First Western Trust Bank Denver	24.6	0.81%	74.36%	9.22%	0.50%	$3.24B
56	Fortis Bank Denver	22.9	0.66%	77.63%	8.96%	0.38%	$1.35B
57	FMS Bank Fort Morgan	20.0	0.52%	70.72%	9.85%	1.39%	$324.8M

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How the score works

Each bank gets a percentile on each of four ratios, measured against every US bank that filed a Call Report for the quarter and turned so that higher is always better: 100 is the best bank in the country on that ratio and 0 the weakest. The score is the plain average of the four percentiles; 3,583 banks nationwide are scored.

Return on assets: higher is better.
Efficiency ratio: lower is better.
Tier 1 leverage ratio: higher is better.
Nonperforming assets ratio: lower is better.

A bank is scored when it is ranked on all four of those leaderboards: at least $100 million in total assets, open, a lending institution, and a quarter not driven by gains or losses on equity securities. Banks are listed by headquarters state.

Frequently asked questions

What is the best bank in Colorado?

By our financial strength score, Alamosa State Bank of Alamosa ranks first among the 57 scored banks headquartered in Colorado, scoring 89.0 out of 100 for Q2 2026: return on assets of 2.50%, an efficiency ratio of 38.12%, a Tier 1 leverage ratio of 12.85% and nonperforming assets of 0.00% of total assets. First National Bank Colorado and The Gunnison Bank and Trust Company rank second and third.

How are the best banks in Colorado ranked?

Each bank is placed on four Call Report ratios against every US bank that filed for the quarter: return on assets and the Tier 1 leverage ratio, where higher is better, and the efficiency ratio and the nonperforming assets ratio, where lower is better. Each placement is a percentile from 0 to 100, and the score is their average. Only banks with at least $100 million in assets that are ranked on all four ratios are scored, 3,583 banks nationwide.

Does this ranking say which bank I should open an account with?

No. The score reads only what a bank files with its regulators: earnings, cost control, capital and problem assets. It does not measure deposit rates, fees, branches, apps or service, which matter most when choosing a bank for an account, and it is not a safety rating. FDIC insurance protects deposits at insured banks up to the legal limit regardless of a bank's score.

More in Colorado

Largest banks in Colorado Bank deposits in Colorado Largest credit unions in Colorado Return on assets ranking Efficiency ratio ranking Tier 1 leverage ratio ranking Nonperforming assets ratio ranking All rankings

Source: FFIEC Call Reports for Q2 2026, refreshed as each quarter's filings are processed. A ranking is not a safety rating: FDIC insurance covers deposits at insured banks up to the legal limit, whatever the score. Check your coverage with the FDIC insurance calculator.