Alpine Bank
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Data as of · sourced from FFIEC call reports. How we update
Alpine Bank is an FDIC-insured commercial bank headquartered in Glenwood Springs, CO, established in 1980 (FDIC certificate 23091), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $6.69B, up 1.4% from Q2 2025, the 3rd largest of 63 banks headquartered in Colorado. Its CET1 capital ratio was 15.21% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 23091
- Headquarters
- Glenwood Springs, CO
- Established
- 1980
- Total assets, Q2 2026
- $6.69B
- Assets vs Q2 2025
- +1.4%
- CET1 ratio, Q2 2026
- 15.21%
- Domestic offices
- 47 FDIC institution directory, current count
- Routing number
- 102103407
- Holding company
- ALPINE BANKS OF COLORADO
- Asset rank in state
- 3rd of 63 in Colorado
Alpine Bank, based in Glenwood Springs, Colorado, reported $6.7 billion in assets at June 30, 2026, up 1.4% from a year earlier. It pays an average of 1.22% on its deposits and borrowings, lower than about three-quarters of the 895 banks with $1 billion to $10 billion in assets (median 2.01%). It also grew deposits 0.1% over the year, a small fraction of the median of 5.1% for banks its size.
Net income for the quarter rose 14% from a year earlier, to $22 million. Over the same year, loans grew 6.2% and deposits grew 0.1%.
As of June 30, 2026, Alpine Bank reported a CET1 capital ratio of 15.21%, a return on assets of 1.29%, a nonperforming-loan ratio of 0.31% and a Texas ratio of 1.90%. The figures come from its call report filed with the FFIEC.
Alpine Bank ranks as the 3rd largest of the 63 banks based in Colorado, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 1.3% to $6.69B, loans rose 2.9% and deposits fell 1.5%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 44.6% of total loans, followed by non-owner-occupied commercial real estate loans at 19.4%. Its 44 offices in the FDIC Summary of Deposits are in 31 cities in CO; its Aspen 2 offices book 10% of its branch deposits. By the capital ratios in its Q2 2026 call report, Alpine Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 2200 Grand Ave, Glenwood Springs, CO 81601
- County
- Garfield
- Metro Area
- Rifle, CO
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 041
- Established
- April 1, 1980
- Former names
- Alpine Bank and Trust (1983-1995)
- Domestic offices
- 47 FDIC institution directory, current count
- Employees (FTE)
- 869
- Domestic deposits
- $5.91B
- Allowance for credit losses
- $51.1M
- Net charge-offs (YTD)
- $2.6M
- Average total assets
- $6.76B
- Average total loans
- $4.43B
- Average interest-bearing deposits
- $4.13B
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 1, 1980
- FDIC Cert
- 23091
- Fed RSSD
- 260055
- SEC CIK
- 872716 → filed by ALPINE BANKS OF COLORADO
- Website
- www.alpinebank.com →
- Parent Holding Company
- ALPINE BANKS OF COLORADO (RSSD 1061679) · ALPIB
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Alpine Bank's total assets ran between $6.41B (Q4 2023) and $6.85B (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$6.69B total assets against $6.60B; $5.97B total liabilities against $5.97B.
$4.43B net loans and leases against $4.17B; $5.91B total deposits against $5.90B.
$1.67B securities against $1.81B; $287.3M cash and balances due against $289.5M.
$82.3M total interest income against $78.1M; $18.3M total interest expense against $21.1M.
$64.0M net interest income against $57.0M.
$14.3M total noninterest income against $13.4M; $47.9M total noninterest expense against $45.0M.
$3.2M provision for credit losses against $1.6M.
$21.8M net income against $19.2M.
1.29% return on assets against 1.15%; 4.05% net interest margin against 3.67%.
15.21% CET1 capital ratio against 14.08%; 11.02% tier 1 leverage ratio against 9.90%.
Inside the full Alpine Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeAlpine Bank rankings
Its closest position to the top of a national ranking is 225 of 4,196, for total assets; its furthest is 2,300 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.92% (Q3 2024) to 1.31% (Q4 2025) and its net interest margin ran from 3.16% (Q3 2024) to 4.05% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.21% | 1.29% | 0.31% | 1.90% | 4.05% |
| Q1 2026 | 15.24% | 1.30% | 0.32% | 1.96% | 3.88% |
| Q4 2025 | 14.88% | 1.31% | 0.25% | 4.65% | 3.91% |
| Q3 2025 | 14.31% | 1.22% | 0.21% | 4.72% | 3.78% |
| Q2 2025 | 14.08% | 1.15% | 0.26% | 5.07% | 3.67% |
| Q1 2025 | 14.13% | 0.95% | 0.25% | 5.10% | 3.51% |
| Q4 2024 | 14.22% | 0.93% | 0.15% | 4.56% | 3.38% |
| Q3 2024 | 14.15% | 0.92% | 0.13% | 4.39% | 3.16% |
Swipe the table sideways to see every column.
Branch Network
View all 44 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Aspen Branch | Aspen , CO | 81611 | $519.5M |
| Alpine Bank (main office) | Glenwood Springs , CO | 81601 | $477.8M |
| Carbondale Branch | Carbondale , CO | 81623 | $362.1M |
| Telluride Branch | Telluride , CO | 81435 | $356.7M |
| Montrose Branch | Montrose , CO | 81401 | $325.6M |
| Grand Junction Branch | Grand Junction , CO | 81501 | $290.3M |
| Durango Branch | Durango , CO | 81301 | $266.1M |
| Steamboat Springs Branch | Steamboat Springs , CO | 80487 | $203.6M |
| Snowmass Village Branch | Snowmass Village , CO | 81615 | $202.0M |
| Rifle Branch | Rifle , CO | 81650 | $188.0M |
| Basalt Branch | Basalt , CO | 81621 | $175.1M |
| Cherry Creek Branch | Denver , CO | 80206 | $159.5M |
| Alpine Bank, Denver Tech Center Branch | Denver , CO | 80237 | $154.0M |
| Grand Junction Mall Branch | Grand Junction , CO | 81505 | $148.3M |
| Willits Branch | Basalt , CO | 81621 | $147.7M |
| Avon Branch | Avon , CO | 81620 | $147.4M |
| Denver Union Station Branch | Denver , CO | 80202 | $139.0M |
| Eagle Branch | Eagle , CO | 81631 | $131.2M |
| Vail Branch | Vail , CO | 81657 | $128.8M |
| Fruita Branch | Fruita , CO | 81521 | $127.8M |
| Delta Branch | Delta , CO | 81416 | $124.3M |
| Dillon Branch | Dillon , CO | 80435 | $115.3M |
| Clifton Branch | Clifton , CO | 81520 | $107.7M |
| Horizon Drive Branch | Grand Junction , CO | 81506 | $105.0M |
| Alpine Bank, Boulder Branch | Boulder , CO | 80302 | $100.9M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2006 | M&A | Acquired First National Bank merger for the acquired bank | SEC |
| January 1, 2006 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2006 | Structure Change | Acquired First National Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| November 6, 1995 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| November 4, 1995 | M&A | Acquired Alpine Bank merger for the acquired bank | SEC |
| November 4, 1995 | Structure Change | Acquired Alpine Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| May 26, 1987 | M&A | Acquired Alpine Bank, Glenwood Springs Mall merger for the acquired bank | SEC |
| May 26, 1987 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| May 26, 1987 | Structure Change | Acquired Alpine Bank, Glenwood Springs Mall Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 9 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 3.2% of deposits in CO, rank 5 of 121 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 2,116 applications, 1,491 loans originated, $623.0M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $1.4M approved, $1.4M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Alpine Bank
What are Alpine Bank's total assets?
As of the Q2 2026 filing, Alpine Bank reported total assets of $6.69 billion in its FFIEC call report.
Where is Alpine Bank headquartered?
It is headquartered in Glenwood Springs, CO, United States.
When was Alpine Bank founded?
It was established in 1980, per the FDIC institution directory.
Is Alpine Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #23091). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Alpine Bank?
Alpine Bank's primary federal regulator is the FDIC.
What is Alpine Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.21% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Alpine Bank operate?
It operates 47 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Alpine Bank's Texas Ratio?
Its Texas Ratio is 1.90% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Alpine Bank previously called?
The charter now named Alpine Bank has also operated as Alpine Bank and Trust (1983-1995), per FDIC structure-change records.
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