Alpine Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 21.98 percentage points higher than in Q1 2026, at 368.78%. Alpine Bank ranks 26th of 63 Colorado banks on return on assets, in the upper half at 1.29% (Q2 2026). The median for banks in the $1B-10B asset tier is 1.27% on return on assets; Alpine Bank reported 1.29% for Q2 2026, nearly level with it.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 15.21% |
| Tier 1 risk-based capital ratio | 15.21% |
| Total risk-based capital ratio | 16.42% |
| Tier 1 leverage ratio | 11.02% |
| Equity capital to assets | 10.79% |
| Tangible equity to tangible assets | 10.55% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.31% |
| Non-performing assets ratio | 0.21% |
| Net charge-off ratio | 0.05% |
| Texas ratio | 1.90% |
| Allowance for credit losses to loans | 1.14% |
| Reserve coverage of non-performing loans | 368.78% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 1.29% |
| Return on equity | 12.16% |
| Net interest margin | 4.05% |
| Efficiency ratio | 59.90% |
| Yield on earning assets | 5.19% |
| Cost of funds | 1.22% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 75.82% |
| Core deposits to total deposits | 95.09% |
| Brokered deposits to total deposits | 0.42% |
| Deposits to assets | 88.23% |
| Securities to assets | 24.93% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 13.53% | 13.53% | 14.68% | 9.23% | 0.81% |
| Q4 2023 | 13.76% | 13.76% | 14.92% | 9.44% | 0.77% |
| Q1 2024 | 13.98% | 13.98% | 15.13% | 9.42% | 0.74% |
| Q2 2024 | 14.00% | 14.00% | 15.14% | 9.54% | 0.81% |
| Q3 2024 | 14.15% | 14.15% | 15.30% | 9.62% | 0.92% |
| Q4 2024 | 14.22% | 14.22% | 15.37% | 9.75% | 0.93% |
| Q1 2025 | 14.13% | 14.13% | 15.28% | 9.76% | 0.95% |
| Q2 2025 | 14.08% | 14.08% | 15.21% | 9.90% | 1.15% |
| Q3 2025 | 14.31% | 14.31% | 15.47% | 10.02% | 1.22% |
| Q4 2025 | 14.88% | 14.88% | 16.04% | 10.49% | 1.31% |
| Q1 2026 | 15.24% | 15.24% | 16.42% | 10.75% | 1.30% |
| Q2 2026 | 15.21% | 15.21% | 16.42% | 11.02% | 1.29% |
Alpine Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Alpine Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Alpine Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23091) · FFIEC NIC profile (RSSD 260055)